Blog / Travel

Why buy travel insurance? It’s your best ticket home

img space

When you’re planning a trip away, organising travel insurance isn’t right at the top of your dream holiday to do list.

But if things go wrong it’s the travel insurance you’ll be reaching for first. Can you afford the right medical care, can you get out of somewhere in a hurry, can you replace something if it’s lost or stolen? You can get all of this, and more, covered with Budget Direct Travel Insurance.

According to the website the most common things that do go wrong on vacation are:

  1. Getting food poisoning
  2. Being involved in a car accident
  3. Sustaining a sports injuries (from activities like jet skiing, biking, or doing something you haven’t tried for years).

Leaving home without travel insurance does not make sense. After all it’s a small investment for, what could be, a large ticket home.

According to the UK’s largest travel association, ABTA, many young people mistakenly assume that their embassy or Foreign Office will help them out when things go wrong or they need to be flown back due to a medical emergency.

And perhaps more worryingly only 29% of travellers who were affected by a natural disaster or a world event had travel insurance according to a U.S. Travel Insurance Association Survey in February 2012.

It seems far too many of us are leaving home unprotected and facing a hefty ticket home.

What kind of travel insurance is for me?

It is important to stress that travel insurance policies can differ and you must read what is and isn’t covered. You save with Budget Direct Travel Insurance because it’s flexible to your needs and the amount you travel. Plus you’re not paying an agent’s commission fees! With just a click or phone call you can talk through your requirements and a travel expert will advise you.

What does travel insurance generally cover?

  1. Medical emergency / evacuation - This is the number one reason people buy travel insurance. Medical costs can run into thousands and, if you need to evacuated from anywhere for emergency medical treatment, then good travel insurance can literally save your life.
  2. Having to cancel your trip – this could be because of illness, death of a close relative or a sudden accident. When you purchase your travel insurance is important. It is best to buy your insurance when you purchase your trip; this way you are covered for any changes that may happen before you set off. Check also what is covered if your trip has to be cancelled after you have leave.
  3. Personal belongings - All insurance companies expect you to take good care of your things but your stuff can and does get lost and stolen. Make sure you have proof of purchase and a police report. Check out how much cover you have for high-end goods like a laptop and camera. If you need to add these as valuable items to your policy you can.
  4. Personal liability - Not all insurance policies cover this so check if yours does. If you are involved in an accident or accidentally cause damage and are held accountable for it, insurance can cover your liability and legal expenses. This is not the same as car insurance.

Want more good reads? You'll love these too:
Where to escape to at CNY without breaking the bank or sitting at the airport
Budget Singapore. How to find a travel bargain
Budget Singapore. How to find a travel bargain - Part Two
Budget Singapore. Best ways to save on travel costs
Budget Singapore Best ways to make your travel money go further

Wherever you go, whatever you do, remember it’s vital to have good travel cover.
Check out Budget Direct Insurance for your best deal

Amazing interactive tool that helps you pack for your hols. Try it!

create your travel packing list create travel packing list

Our Latest Travel Promotions

annual trip promo

We’re giving away free
travel insurance!

Hurry! Buy our annual travel insurance now and get 2 months extra cover for free.

Find out more

travel single promo

Single trip travel insurance
just got even cheaper!

Get a 20% discount today. Prices start from just $9.

Find out more

Bring A Buddy Promo

Bring A Buddy

Your friend gets a 5% discount when he buys an annual policy from us and you get S$20 voucher for sharing the great deal!

Find out more