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Hi! Thank you for considering Budget Direct Insurance!

We noticed you are a new customer and do not currently have a registered account with us. With a registered account, you can log in to your Policy Manager on the Budget Direct Insurance website to access and manage all your quote proposals, insurance policies and policy documents with us. You can easily create an account by getting a super quick insurance quote for CAR, MOTORCYCLE or TRAVEL.

Or, if you prefer, you can get a quote from us by calling 6221 2111, Mondays to Fridays, 9am to 8pm and Saturdays, 9am to 3pm (Closed on Sundays and public holidays).

Car Insurance Quote

  • ({{item.code}}) (V00013)
MAIN DRIVER / VEHICLE DETAILS
  • Please call us at 6221 2111, Mondays to Fridays, 9am to 8pm and Saturdays, 9am to 3pm (Closed on Sundays and public holidays) for our team to personally help you.
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and have held a valid driving licence for
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with a No Claim Discount of
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. All the driver(s) to be insured have a total of
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at-fault accidents and/or claims and
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not-at-fault accidents and/or claims in the 3 years prior to the start of this policy term.
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Here's your quote
{{quoteSummary.ProposalNo}}

{{quoteSummary.FormulaName}} Car Insurance

YOUR INDICATIVE PREMIUM:

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Including Prevailing GST

*You enjoy:

${{$filters.formatNumber(quoteSummary.Promo.Amount)}} {{quoteSummary.Promo.Amount}}% Promo code discount ({{quoteSummary.Promo.Code}}) {{ quoteSummary.Promo.Desc }} ({{ quoteSummary.Promo.Code }})
{{quote.Buddy.Amount}}% Buddy ID ({{quote.Buddy.Code}}) discount applied Buddy ID ({{quote.Buddy.Code}}) e-voucher applied
Affinity ID applied ({{ quoteSummary.Buddy.Code }})
Core Cover(s) Recommended Comprehensive – Higher Risk
{{ $filters.formatCurrency(quoteSummary.CO.TotalAmount) }}* Not Available
{{ quote.CO.Promo.Code }}
Indicative premium is after ${{ $filters.formatNumber(quote.CO.Promo.Amount) }} discount{{ quote.CO.Promo.Amount }}% discount {{ quote.CO.Promo.Desc }}
No Promotion
Third Party Fire and Theft
Not available
Third Party Only
Not available
Injury or death to someone else Unlimited cover Not available Not available
Damage to other people’s property up to S$5,000,000
Legal costs against criminal charges up to S$3,000
Towing after an accident S$500 for overseas tow and S$200 for local tow
Damage by fire Included
Damage or loss to your car due to theft Included
Damage to your car if someone else crashes into you Included
Damage to your car when it’s your fault Included
Damage by fallen trees, flood, storms or any other natural disaster Included
Damage by vandals Included
Damage to windscreen or windows Included under policy
View Full Coverage
Optional Cover(s) You Can Choose
Personal Accident Available Not available Not available
Medical Expenses Available
Overseas Emergency Allowance Available
24 Hours Roadside Assistance Available
Transport Allowance Available
Modifications and Accessories Available
Any Workshop Available
Singapore Only Available
Windscreen Add-on Included under Comprehensive
Hide Full Coverage
Core Cover(s) Comprehensive – Standard
Not available
Recommended Comprehensive – Standard
{{ $filters.formatCurrency(quote.CO.TotalAmount) }}* Not Available
{{ quote.CO.Promo.Code }}
Indicative premium is after ${{ $filters.formatNumber(quote.CO.Promo.Amount) }} discount {{ quote.CO.Promo.Amount }}% discount {{quote.CO.Promo.Desc}}
No Promotion
Third Party Fire and Theft
Not available
Third Party Fire and Theft
{{ $filters.formatCurrency(quote.TPFT.TotalAmount) }}*
{{ quote.TPFT.Promo.Code }}
Indicative premium is after ${{$filters.formatNumber(quote.TPFT.Promo.Amount)}} discount {{ quote.TPFT.Promo.Amount }}% discount {{quote.TPFT.Promo.Desc}}
No Promotion
Third Party Only
Not available
Third Party Only
{{ $filters.formatCurrency(quote.TPO.TotalAmount) }}* Not Available
{{ quote.TPO.Promo.Code }}
Indicative premium is after ${{$filters.formatNumber(quote.TPO.Promo.Amount)}} discount {{ quote.TPO.Promo.Amount }}% discount {{quote.TPO.Promo.Desc}}
No Promotion
Injury or death to someone else Not available Unlimited cover Not available Unlimited cover Not available Unlimited cover
Damage to other people’s property up to S$5,000,000 S$5,000,000 S$5,000,000
Legal costs against criminal charges up to S$3,000 up to S$3,000 up to S$3,000
Towing after an accident S$500 for overseas tow and S$200 for local tow S$500 for overseas tow and S$200 for local tow (only for fire to or theft of your car) Not included
Damage by fire Included Included Not included
Damage or loss to your car due to theft Included Included Not included
Damage to your car if someone else crashes into you Included Not included Not included
Damage to your car when it’s your fault Included Not included Not included
Damage by fallen trees, flood, storms or any other natural disaster Included Not included Not included
Damage by vandals Included Not included Not included
Damage to windscreen or windows Included Not included Not included
View Full Coverage
Optional Cover(s) You Can Choose
Personal Accident Not available Available Not available Available Not available Available
Medical Expenses Available Available Available
No Claim Discount (NCD) Protector Available Available Available
Overseas Emergency Allowance Available Available Not available
24 Hours Roadside Assistance Available Available Not available
Transport Allowance Available Available
(for fire or theft claim only)
Not available
Modifications and Accessories Available Available
(for fire or theft claim only)
Not available
Any Workshop Available Available
(for fire or theft claim only)
Not available
Singapore Only Available Not available Not available
Windscreen Add-on Included under policy Available Available
Hide Full Coverage
Recommended
Comprehensive – Higher Risk

{{ $filters.formatCurrency(quoteSummary.CO.TotalAmount) }}*

Core Cover(s)

Injury or death to someone else Unlimited Cover
Damage to other people’s property up to S$5,000,000
Legal costs against criminal charges up to S$3,000
Towing after an accident S$500 for overseas tow and S$200 for local tow
Damage by fire Included
View Full Coverage
Damage or loss to your car due to theft Included
Damage to your car if someone else crashes into you Included
Damage to your car when it’s your fault Included
Damage by fallen trees, flood, storms or any other natural disaster Included
Damage by vandals Included
Damage to windscreen or windows Included under policy

Optional Cover(s) You Can Choose

Personal Accident Available
Medical Expenses Available
No Claim Discount (NCD) Protector Not available
Overseas Emergency Allowance Available
24 Hours Roadside Assistance Available
Transport Allowance Available
Modifications and Accessories Available
Any Workshop Available
Singapore Only Available
Windscreen Add-on Included under policy
Hide Full Coverage
Third Party Fire and Theft
Not available
Third Party Only
Not available
Comprehensive – Standard
Not available
Recommended
Comprehensive – Standard

{{ $filters.formatCurrency(quote.CO.TotalAmount) }}*

Core Cover(s)

Injury or death to someone else Unlimited Cover
Damage to other people’s property up to S$5,000,000
Legal costs against criminal charges up to S$3,000
Towing after an accident S$500 for overseas tow and S$200 for local tow
Damage by fire Included
View Full Coverage
Damage or loss to your car due to theft Included
Damage to your car if someone else crashes into you Included
Damage to your car when it’s your fault Included
Damage by fallen trees, flood, storms or any other natural disaster Included
Damage by vandals Included
Damage to windscreen or windows Included

Optional Cover(s) You Can Choose

Personal Accident Available
Medical Expenses Available
No Claim Discount (NCD) Protector Available
Overseas Emergency Allowance Available
24 Hours Roadside Assistance Available
Transport Allowance Available
Modifications and Accessories Available
Singapore Only Available
Windscreen Add-on Included under policy
Hide Full Coverage
Third Party Fire and Theft
Not available
Third Party Fire and Theft
{{ $filters.formatCurrency(quote.TPFT.TotalAmount) }}*

Core Cover(s)

Injury or death to someone else Unlimited Cover
Damage to other people’s property S$5,000,000
Legal costs against criminal charges up to S$3,000
Towing after an accident S$500 for overseas tow and S$200 for local tow (only for fire to or theft of your car)
Damage by fire Included
View Full Coverage
Damage or loss to your car due to theft Included
Damage to your car if someone else crashes into you Not included
Damage to your car when it’s your fault Not included
Damage by fallen trees, flood, storms or any other natural disaster Not included
Damage by vandals Not included
Damage to windscreen or windows Not included

Optional Cover(s) You Can Choose

Personal Accident Available
Medical Expenses Available
No Claim Discount (NCD) Protector Available
Overseas Emergency Allowance Available
24 Hours Roadside Assistance Available
Transport Allowance Available
(for fire or theft claim only)
Modifications and Accessories Available
(for fire or theft claim only)
Any Workshop Available
(for fire or theft claim only)
Singapore Only Not available
Windscreen Add-on Available
Hide Full Coverage
Third Party Only
Not available
Third Party Only
{{ $filters.formatCurrency(quote.TPO.TotalAmount) }}*

Core Cover(s)

Injury or death to someone else Unlimited Cover
Damage to other people’s property S$5,000,000
Legal costs against criminal charges up to S$3,000
Towing after an accident Not included
Damage by fire Not included
View Full Coverage
Damage or loss to your car due to theft Not included
Damage to your car if someone else crashes into you Not included
Damage to your car when it’s your fault Not included
Damage by fallen trees, flood, storms or any other natural disaster Not included
Damage by vandals Not included
Damage to windscreen or windows Not included

Optional Cover(s) You Can Choose

Personal Accident Available
Medical Expenses Available
No Claim Discount (NCD) Protector Available
Overseas Emergency Allowance Not available
24 Hours Roadside Assistance Not available
Transport Allowance Not available
Modifications and Accessories Not available
Any Workshop Not available
Singapore Only Not available
Windscreen Add-on Available
Hide Full Coverage
For full details on what’s covered and what your options are, read the Car Insurance Product Disclosure DocumentHigher Risk Car Insurance Product Disclosure Document.
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Contact Us

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Our Call Centre hours are from Mondays to Fridays, 9am to 8pm and Saturdays, 9am to 3pm (Closed on Sundays and public holidays).
Based on your declaration of your and/or your driver(s) accidents and/or claims history in the last 3 years prior to the start of the proposed policy, we can only offer you our Higher Risk Car Insurance policy with a Comprehensive cover on a Named Driver plan.

Please note that for our Higher Risk Car insurance:

  • We cover only 1 Main Driver and up to 2 Named Drivers, each of whom must be between 30 to 75 years old and have held a valid driving licence for 5 or more years as at the proposed start date of the Policy Term.

  • We reserve the right to cancel your Policy with 7 days’ written notice IF a second accident and/or claim which involves you or any Insured Driver being partially or fully at fault (based on our assessment), is submitted during the Policy Term.
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Our insurance is underwritten by Auto & General Insurance (Singapore) Pte. Limited (Co. Reg. No. 201626103G), trading as Budget Direct Insurance.
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  • Policy Owner's Protection Scheme
This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as limits of coverage, where applicable, please contact Budget Direct Insurance or visit the General Insurance Association of Singapore (GIA) or SDIC websites (www.gia.org.sg or www.sdic.org.sg).

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