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Hi! Thank you for considering Budget Direct Insurance!

We noticed you are a new customer and do not currently have a registered account with us. With a registered account, you can log in to your Policy Manager on the Budget Direct Insurance website to access and manage all your quote proposals, insurance policies and policy documents with us. You can easily create an account by getting a super quick insurance quote for CAR, MOTORCYCLE or TRAVEL.

Or, if you prefer, you can get a quote from us by calling 6221 2111, Mondays to Fridays, 9am to 8pm and Saturdays, 9am to 3pm (Closed on Sundays and public holidays).
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  • Please call us at 6221 2111, Mondays to Fridays, 9am to 8pm and Saturdays, 9am to 3pm (Closed on Sundays and public holidays) for our team to personally help you.

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Car Details

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NCD and Accident/Claims History

No Claim Discount (NCD)
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In the 3 years prior to the start of the policy, all drivers to be insured had the following:
Total number of at-fault accidents and/or claims
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Total number of not-at-fault accidents and/or claims
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Main Driver Details

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error_outlineImportant Notes:

Main Driver is the person who drives the car most frequently. The Main Driver must be between 25 to 75 years of age and have held a valid driving licence for at least 2 years at the start of your policy term...
Any driver with more than 1 at-fault accident and/or claim must be listed either as a Named Driver or the Main Driver in order to be covered under your policy even if the driver is authorised by you to drive your car under Authorised Driver Plan.

No Claim Discount: Check your renewal notice from your current insurer and you’ll find your level of No Claim Discount (“NCD”). Unlike NCD, please note that any protected NCD (under an NCD Protector benefit) is not transferable from one insurer to another. If you are unsure of your NCD level, please state 0%.

At-fault means you by your action or failure to take the right action, caused the accident or at least contributed to the accident happening.

Not-at-fault means you did not, by your action or failure to take the right action, caused the accident or at least contributed to the accident happening.

If you have any questions, please call us at 6221 2111. Mondays to Fridays, 9am to 8pm and Saturdays, 9am to 3pm (Closed on Sundays and public holidays).

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Main Driver

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Here's your quote
{{quoteSummary.ProposalNo}}

{{quoteSummary.FormulaName}} Car Insurance

YOUR INDICATIVE PREMIUM*:

{{ $filters.formatCurrency(quoteSummary.TotalAmount) }}

including prevailing GST

*You enjoy:

${{$filters.formatNumber(quoteSummary.Promo.Amount)}} {{quoteSummary.Promo.Amount}}% Promo code discount ({{quoteSummary.Promo.Code}}) ({{ quoteSummary.Promo.Code }})
{{quote.Buddy.Amount}}% Buddy ID ({{quote.Buddy.Code}}) discount applied Buddy ID ({{quote.Buddy.Code}}) e-voucher applied
Affinity ID applied ({{ quoteSummary.Buddy.Code }})
Show other plans
Core Cover(s) Recommended
Comprehensive – Higher Risk
{{ $filters.formatCurrency(quoteSummary.CO.TotalAmount) }}* Not Available
{{ quote.CO.Promo.Code }}
Indicative premium is after ${{ $filters.formatNumber(quote.CO.Promo.Amount) }} discount {{ quote.CO.Promo.Amount }}% discount
No Promotion
Third Party Fire and Theft
Not available
Third Party Only
Not available
Injury or death to someone else Unlimited cover Not available Not available
Damage to other people’s property up to S$5,000,000
Legal costs against criminal charges up to S$3,000
Towing after an accident S$500 for overseas tow and S$200 for local tow
Damage by fire Included
Damage or loss to your car due to theft Included
Damage to your car if someone else crashes into you Included
Damage to your car when it’s your fault Included
Damage by fallen trees, flood, storms or any other natural disaster Included
Damage by vandals Included
Damage to windscreen or windows Included under policy
View Full Coverage
Optional Cover(s) You Can Choose
Personal Accident Available Not available Not available
Medical Expenses Available
Overseas Emergency Allowance Available
24 Hours Roadside Assistance Available
Transport Allowance Available
Modifications and Accessories Available
Any Workshop Available
Singapore Only Available
Windscreen Add-on Included under Comprehensive
Hide Full Coverage
Core Cover(s) Comprehensive – Standard
Not available
Recommended
Comprehensive – Standard
{{ $filters.formatCurrency(quote.CO.TotalAmount) }}*
{{ quote.CO.Promo.Code }}
Indicative premium is after ${{ $filters.formatNumber(quote.CO.Promo.Amount) }} discount {{ quote.CO.Promo.Amount }}% discount
No Promotion
Third Party Fire and Theft
Not available
Third Party Fire and Theft
{{ $filters.formatCurrency(quote.TPFT.TotalAmount) }}*
{{ quote.TPFT.Promo.Code }}
Indicative premium is after ${{$filters.formatNumber(quote.TPFT.Promo.Amount)}} discount {{ quote.TPFT.Promo.Amount }}% discount
No Promotion
Third Party Only
Not available
Third Party Only
{{ $filters.formatCurrency(quote.TPO.TotalAmount) }}*
{{ quote.TPO.Promo.Code }}
Indicative premium is after ${{$filters.formatNumber(quote.TPO.Promo.Amount)}} discount {{ quote.TPO.Promo.Amount }}% discount
No Promotion
Injury or death to someone else Not available Unlimited cover Not available Unlimited cover Not available Unlimited cover
Damage to other people’s property up to S$5,000,000 up to S$5,000,000 up to S$5,000,000
Legal costs against criminal charges up to S$3,000 up to S$3,000 up to S$3,000
Towing after an accident S$500 for overseas tow and S$200 for local tow S$500 for overseas tow and S$200 for local tow (only for fire to or theft of your car)
Damage by fire
Damage or loss to your car due to theft
Damage to your car if someone else crashes into you
Damage to your car when it’s your fault
Damage by fallen trees, flood, storms or any other natural disaster
Damage by vandals
Damage to windscreen or windows
View Full Coverage
Optional Cover(s) You Can Choose
Personal Accident Not available Available Not available Available Not available Available
Medical Expenses Available Available Available
No Claim Discount (NCD) Protector Available Available Available
Overseas Emergency Allowance Available Available Not available
24 Hours Roadside Assistance Available Available Not available
Transport Allowance Available Available
(for fire or theft claim only)
Not available
Modifications and Accessories Available Available
(for fire or theft claim only)
Not available
Any Workshop Available Available
(for fire or theft claim only)
Not available
Singapore Only Available Not available Not available
Windscreen Add-on Included under policy Available Available
Hide Full Coverage
Recommended
Comprehensive – Higher Risk

{{ $filters.formatCurrency(quoteSummary.CO.TotalAmount) }}*

Core Cover(s)

Injury or death to someone else Unlimited Cover
Damage to other people’s property up to S$5,000,000
Legal costs against criminal charges up to S$3,000
Towing after an accident S$500 for overseas tow and S$200 for local tow
Damage by fire
View Full Coverage
Damage or loss to your car due to theft
Damage to your car if someone else crashes into you
Damage to your car when it’s your fault
Damage by fallen trees, flood, storms or any other natural disaster
Damage by vandals
Damage to windscreen or windows Included under policy

Optional Cover(s) You Can Choose

Personal Accident Available
Medical Expenses Available
No Claim Discount (NCD) Protector Not available
Overseas Emergency Allowance Available
24 Hours Roadside Assistance Available
Transport Allowance Available
Modifications and Accessories Available
Any Workshop Available
Singapore Only Available
Windscreen Add-on Included under policy
Hide Full Coverage
Third Party Fire and Theft
Not available
Third Party Only
Not available
Comprehensive – Standard
Not available
Recommended
Comprehensive – Standard

{{ $filters.formatCurrency(quote.CO.TotalAmount) }}*

Core Cover(s)

Injury or death to someone else Unlimited Cover
Damage to other people’s property up to S$5,000,000
Legal costs against criminal charges up to S$3,000
Towing after an accident S$500 for overseas tow and S$200 for local tow
Damage by fire
View Full Coverage
Damage or loss to your car due to theft
Damage to your car if someone else crashes into you
Damage to your car when it’s your fault
Damage by fallen trees, flood, storms or any other natural disaster
Damage by vandals
Damage to windscreen or windows

Optional Cover(s) You Can Choose

Personal Accident Available
Medical Expenses Available
No Claim Discount (NCD) Protector Available
Overseas Emergency Allowance Available
24 Hours Roadside Assistance Available
Transport Allowance Available
Modifications and Accessories Available
Singapore Only Available
Windscreen Add-on Included under policy
Hide Full Coverage
Third Party Fire and Theft
Not available
Third Party Fire and Theft
{{ $filters.formatCurrency(quote.TPFT.TotalAmount) }}*
Show details

Core Cover(s)

Injury or death to someone else Unlimited Cover
Damage to other people’s property S$5,000,000
Legal costs against criminal charges up to S$3,000
Towing after an accident S$500 for overseas tow and S$200 for local tow (only for fire to or theft of your car)
Damage by fire
View Full Coverage
Damage or loss to your car due to theft
Damage to your car if someone else crashes into you
Damage to your car when it’s your fault
Damage by fallen trees, flood, storms or any other natural disaster
Damage by vandals
Damage to windscreen or windows

Optional Cover(s) You Can Choose

Personal Accident Available
Medical Expenses Available
No Claim Discount (NCD) Protector Available
Overseas Emergency Allowance Available
24 Hours Roadside Assistance Available
Transport Allowance Available
(for fire or theft claim only)
Modifications and Accessories Available
(for fire or theft claim only)
Any Workshop Available
(for fire or theft claim only)
Singapore Only Not available
Windscreen Add-on Available
Hide Full Coverage
Third Party Only
Not available
Third Party Only
{{ $filters.formatCurrency(quote.TPO.TotalAmount) }}*
Show details

Core Cover(s)

Injury or death to someone else Unlimited Cover
Damage to other people’s property S$5,000,000
Legal costs against criminal charges up to S$3,000
Towing after an accident
Damage by fire
View Full Coverage
Damage or loss to your car due to theft
Damage to your car if someone else crashes into you
Damage to your car when it’s your fault
Damage by fallen trees, flood, storms or any other natural disaster
Damage by vandals
Damage to windscreen or windows

Optional Cover(s) You Can Choose

Personal Accident Available
Medical Expenses Available
No Claim Discount (NCD) Protector Available
Overseas Emergency Allowance Not available
24 Hours Roadside Assistance Not available
Transport Allowance Not available
Modifications and Accessories Not available
Any Workshop Not available
Singapore Only Not available
Windscreen Add-on Available
Hide Full Coverage
For full details on what’s covered and what your options are, read the Car Insurance Product Disclosure Document Higher Risk Car Insurance Product Disclosure Document .
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Our Call Centre hours are from Mondays to Fridays, 9am to 8pm and Saturdays, 9am to 3pm (Closed on Sundays and public holidays).
We can only offer you our Higher Risk Car Insurance policy with a Comprehensive cover on a Named Driver plan, as all your insured drivers had a total number of 2 or 3 at-fault accidents and/or claims in the 3 years prior to the start of the policy.

Please note that for our Higher Risk Car insurance:

  • We cover only 1 Main Driver and up to 2 Named Drivers, each of whom must be between 30 to 75 years old and have held a valid driving licence for 5 or more years as at the proposed start date of the Policy Term.

  • We reserve the right to cancel your Policy with 7 days’ written notice IF a second accident and/or claim which involves you or any Insured Driver being partially or fully at fault (based on our assessment), is submitted during the Policy Term.
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Our insurance is underwritten by Auto & General Insurance (Singapore) Pte. Limited (Co. Reg. No. 201626103G), trading as Budget Direct Insurance.
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This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as limits of coverage, where applicable, please contact Budget Direct Insurance or visit the General Insurance Association of Singapore (GIA) or SDIC websites (www.gia.org.sg or www.sdic.org.sg).

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