We’re here for you 24/7
Our after-hours emergency line means you can call us any time. We’ll be there for you when you need us. You can count on us.
Money Back Guarantee
Cancel your policy within 14 days of purchase and we’ll give you a full refund if your policy has not started and you haven't made a claim.
Cheap and Good Car Insurance
Budget Direct Insurance gives you great cover and personalised service at an affordable price. Learn more about our philosophy of delivering quality insurance at cheaper prices.
Great Customer Feedback!
/5 stars based on verified reviews.
You may want to know what others think about our services and products before deciding to buy with us.
Here are all the reviews, unfiltered and unedited, from customers who have shared their feedback with us.
At Budget Direct Insurance, we provide different cover types, Comprehensive, Third Party Only, Third Party Fire and Theft.
You can save more by specifying who will drive your car. Adapt your cover to suit how your car is used and only pay for what you need. We have 2 driver plans. Learn more about Named Driver & Authorised Driver plans.
The more you use your car, especially during the day, the greater the chance of something happening to it. That's why it’s important to understand how often your car is being used. This helps us to provide the right level of cover. Read more about vehicle usage.
A little more and you'll get 24 Hour Roadside Assistance cover. If your car breaks down, gets a flat tyre, the battery goes flat, runs out of petrol or you lose your keys, you can breathe easy knowing we’ll be there for you 24/7. You'll never be left stranded.
Our Optional Covers include extra cover in Malaysia and Thailand or your choice of repair workshop. You decide which benefits best suit you and your budget.
|Benefit||Comprehensive||Third Party Fire and Theft||Third Party Only|
|No Claim Discount (NCD) Protector|
|Overseas Emergency Allowance|
|24 Hours Roadside Assistance|
|Transport Allowance||(for fire or theft claim only)|
|Modifications and Accessories||(for fire or theft claim only)|
|Any Workshop||(for fire or theft claim only)|
We are here to help you in difficult times. When trouble strikes, no matter who is at fault, our knowledgeable claims team is here to help you get life back to normal, as quickly as possible.
When you claim, we will:
- Treat you with respect and empathy, we know this is a trying time.
- Work with you to help you minimise any potential loss, we believe our customers are genuine, honest and upfront.
- Acknowledge your claim by email and include contact details of your dedicated claims executive, so it is easy to reach them to talk about your situation.
- Work smartly to resolve your claim quickly and efficiently.
- Keep you updated as to the progress of your claim.
- Ask for feedback on how we managed your claim, so we can continually improve the service we offer.