1. Budget Direct Insurance
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  3. Drive Safe Today

Wanted! Dashcam videos of risky driving. Submit your video and stand to receive a $100 reward*

* Terms & Conditions apply.

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Wanted! Dashcam videos of risky driving. Submit your video and stand to receive a $100 reward*

Submit to Beh Chia Lor

Email to Beh Chia Lor

Caught in the act. Name and boycott risky drivers!

Help us drive risky motorists off our roads today.

We need your help to support us in our mission to make Singapore roads safer for everyone.

Together we can make a difference.

How do we plan to do it?

We have partnered with online dashcam video experts, Beh Chia Lor, whose chief aim is to improve road safety in Singapore.

beh chia lor

Selected videos get $100.

Send in your dashcam videos of incidents involving risky drivers or motorcyclists and we’ll select the top 50 videos that we think help to drive the safety message home. Selected videos will be featured on Beh Chia Lor’s Facebook page.

If your video is selected you will receive $100 worth of prizes, including $50 cash to spend as you please. Plus, Budget Direct Insurance vouchers worth $50 for you to spend on your next purchase of either car, motorcycle or travel insurance.

Not only that, in our fight to make roads safer and to keep our premiums low, we aim to avoid insuring the featured risky motorists.

Budget Direct Insurance rewards safe drivers

Besides making our roads dangerous, did you know that risky drivers make more claims and drive up everyone’s insurance premiums? At Budget Direct Insurance we steer clear of risky drivers so we can ensure lower premiums for all our customers, without cutting corners on cover or service.

How to take part?

  1. Submit videos via Private Message (PM) to http://m.me/behchialor) or email your dashcam video to: video@behchialor.com with hashtag #BudsyPatrol
  2. Successful submissions will be contacted by the team at BehChiaLor.

Terms and Conditions

Roadfly Pte. Ltd. (“Roadfly”) is the administrator of the Contest. Auto & General Insurance (Singapore) Pte. Limited (trading as “Budget Direct Insurance”) (“Budget Direct Insurance”) is an advertiser and sponsor of the Prize (as defined below) of the Contest. The Beh Chia Lor webpage (https://www.facebook.com/BehChiaLor) managed by Roadfly.

A. Eligibility

1. Participate in the Contest from 18 September to 30 November 2018 (“Contest Period”).

2. Subject to Clause 3 of these Terms and Conditions, the Contest is open to all members of the public residing in Singapore who are at least 18 years of age as at the date of entry of Contest.

3. Employees of Budget Direct Insurance and Roadfly are not eligible to participate in the Contest.

4. To participate, participants will need to submit a video taken from their in-car camera, showing a motorist driving dangerously. The participant submitting the video must be the original owner of the video. If the ownership of the video is being disputed by a third party, Roadfly will have the right to disqualify that video entry, for the purpose of this Contest.

5. Participants shall submit their video (each, a “Contest Video”) to Roadfly via Private Message http://m.me/behchialor or email video@behchialor.com with the hashtag #BudsyPatrol before 30 November 2018, 4 pm (Singapore time). By submitting a Contest Video, each participant agrees to and shall abide by these Terms and Conditions applicable to and governing this Contest as set out herein.

6. Participant needs to provide their name, email, and contact / mobile number to be eligible for prizes. Submitted videos should have date/time stamp from the dashcam, which should fall within the contest period. Videos without a date/time stamp may or may not be accepted for the contest based on the discretion of Budget Direct Insurance and/or Roadfly.

B. Video Requirements

7. Digital manipulation that distorts the reality of the images/videos isn’t allowed.

8. Participants can submit as many different Contest Video(s) as they like.

9. Multiple entries of the same video will not be considered. Roadfly will not be responsible for Contest Video(s) not received by Roadfly for whatever reason.

10. Each Contest Video(s) must not be offensive (no obscene, provocative, objectionable, defamatory, inappropriate or illegal content).

11. Upon request, each participant must be able to supply Roadfly with a high resolution Contest Video that is suitable for being uploaded and shared online.

C. Winners and Prizes

12. Roadfly will compile all the Contest Videos submitted and all Contest Videos will be judged by representatives of Roadfly and Budget Direct Insurance (“Panel”) based on the following criteria:



Scoring Guidelines



Assessment of the dangerous driving and the impact on the safety of other road users – as “negative examples” to encourage safe driving

Road safety education message


Assessment of how the dangerous driving shown can be avoided – as a road safety lesson to drivers

Demerit Points


Assessment of how many demerit points the driver who is driving dangerously will be awarded – under the Driver Improvement Points System (DIPS) as prescribed in the Road Traffic (DIPS) Rules.

13. The decision of the Panel is final. No appeal will be entertained.

14. The Panel will select the top fifty (50) scoring Contest Videos based on the criteria described in Clause 12. The winning participants who submitted these Contest Videos (collectively, the “Winners” and each, a “Winner”) shall each receive a S$50 cash prize and Budget Direct Insurance vouchers worth S$50 (collectively, the “Prize”).

15. Each Prize is non-transferable and cannot be exchanged for cash or other prizes.

D. The Prize

16. Roadfly will notify each Winner via email- and arrange with them for collection of the Prize. The results of the Contest (being the winning Contest Videos, without naming the Winners) will be announced on https://www.facebook.com/BudgetDirectSG/ on 10 December 2018 (“Announcement Date”).

17. In the event that the Winner (i) does not respond to Roadfly within fourteen (14) days of being notified by Roadfly of his/her win; or (ii) fails to collect the Prize within two (2) months from Announcement Date; or (iii) has breached any Terms and Conditions herein; or (iv) his/her Contest Video entry is disqualified or invalid for whatever reasons, the Prize will be forfeited and that Winner shall have no claim whatsoever on the Prize. Roadfly is not obliged to offer any such unclaimed Prize to any other participant.

18. Roadlfly will require the Winner to provide a valid identification document before awarding the Prize to him/her.

19. Roadfly reserves the right to withhold the Prize pending verification of the Winner’s compliance with the Terms and Conditions of the Contest

E. Warranties

20. Each participant agrees to authorise and grant Budget Direct Insurance and Roadfly, (i) the right to collect, use, process and disclose their name, telephone number, email address and other personal details submitted by him/her, for the purpose of administration in relation to the Contest; and (ii) the right to publish their Contest Video(s), name, age and other profile details submitted by him/her, for the purpose of advertising and marketing in any medium without any further compensation or prior notice, for any and all purposes set out in the Privacy Policy of Budget Direct Insurance and Personal Data Protection Policy of Roadfly, provided in each case that the names of the participants will not be publicly disclosed except with their respective prior written consent.

21. Each participant further agrees to grant Budget Direct Insurance and Roadfly, without further compensation, a non-exclusive and irrevocable license to use, republish, edit and/or modify the Contest Video(s) and any image extracted from it/them in any media for marketing and promotional purposes which include but not limited to the following:

(i) publication on websites owned and/or managed by Budget Direct Insurance and Roadfly and (including but not limited to Budget Direct Insurance’s Facebook page at https://www.facebook.com/BudgetDirectSG/, Beh Chia Lor Facebook page at https://www.facebook.com/BehChiaLor/), and any book, magazine, newspaper or any printed material, for the purpose of promoting Budget Direct Insurance, its products and the Contest;

(ii) display the winning Contest Videos at public exhibitions for the purpose of promoting Budget Direct Insurance, Roadfly, its products/services, and the Contest; and

(iii) share on social media for the purpose of promoting Budget Direct Insurance, Roadfly, its products/services and the Contest, provided in each case, that the names of the participants will not be publicly disclosed except with their respective prior written consent.

22. Where there are images or personal information of other individuals appearing in or associated with the Contest video, each participant authorises Budget Direct Insurance and Roadfly to blur or redact the relevant images or personal information, prior to publication anywhere, for the purpose of this Contest or any other purposes outlined in clauses 20 and 21 above.

F. General

23. Budget Direct Insurance accepts no responsibility and will not be liable for any loss, injury, expense, delay or irregularity (“Loss”) arising out of or in connection with this Contest. Each participant shall hold Budget Direct Insurance and Roadfly and all of its officers, directors and employees free and harmless from any liability arising from claims or suits of third parties in relation to any Loss, including costs and expenses incidental thereto, in connection with the use of the Contest Video.

24. These Terms and Conditions shall be governed by the laws of the Republic of Singapore and the participants hereby agree to submit to the non-exclusive jurisdiction of the Singapore courts.

25. The Terms and Conditions of this Contest may be amended by Budget Direct Insurance at any time without notice or incurring liability to any party. The decision of Budget Direct Insurance is final. Any updates to these Terms and Conditions will be published on drivesafe.today.