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Free NETS FlashPay card to help you save!


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Nearly half a million motorists got one of these!

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Terms and Conditions

  1. This offer is only available to customers (each, an “Eligible Customer”):
    • who log on to www.payless.sg and truthfully answer questions relating to their identity, contact details, vehicle and insurance;
    • who agree to be contacted in relation to this promotion and to receive marketing communications in relation to Budget Direct Insurance’s products and services; and
    • whose details provided are validated by Budget Direct Insurance.
  2. To be eligible for this promotion, the following conditions must also be met:
    • the car or motorcycle must be a passenger vehicle registered under an individual (i.e. not commercial vehicles);
    • the car or motorcycle must be registered in Singapore;
    • the customer details provided must be that of the legally registered car or motorcycle owner; and
    • only one registration per car or motorcycle will be validated and accepted.
  3. Upon validation of the provided details, an Eligible Customer:
    • who has not registered his/her details with Budget Direct Insurance before as a Customer (as defined below), will receive a limited edition NETS FlashPay card with $10 (for car insurance) or $6 (for motorcycle insurance) in credit, within 2 months from the provision of such details to Budget Direct Insurance or such other date to be advised by Budget Direct Insurance
    • who has previously registered his/her details with Budget Direct Insurance as a Customer (as defined below), will receive a limited edition NETS FlashPay card with $4 in credit as a token of appreciation, within 2 months from the provision of such details to Budget Direct Insurance or such other date to be advised by Budget Direct Insurance. A “Customer” refers to: (a) a customer of Budget Direct Insurance who has bought a policy on or before 23 November 2017, or (b) a customer who has participated in Budget Direct Insurance’s “Free Breakfast” campaign.
  4. The NETS FlashPay Card will be posted to an Eligible Customer by registered mail to the mailing address in our records.
  5. If for any reason, an Eligible Customer does not receive the NETS FlashPay card by 31 January 2018, he/she may collect it in person at our office located at 190 Clemenceau Avenue, #03-01 Singapore Shopping Centre, Singapore 239924, during our business hours (Mondays to Fridays, from 8.00 am to 8.00 pm, excluding public holidays). If the Eligible Customer is unable to collect the NETS FlashPay card personally, he/she may authorise someone to collect on his/her behalf. The Eligible Customer or the authorised person must present at the point of collection: (i) a screenshot or print-out of the “Sorry you missed our mail” email sent to the Eligible Customer by Budget Direct Insurance (“Email”), (ii) his/her original NRIC/FIN, and (iii) (only for the authorised person) a print-out of the authorisation form (incorporated within the Email) duly completed and signed by the Eligible Customer, for verification purposes. Any NETS FlashPay card not collected within one (1) month from the date of the relevant Email will be forfeited.
  6. The “Pay less or get $100” offer will be extended to each Eligible Customer up to 31 December 2018. The terms and conditions for that offer as stipulated in www.budgetdirect.com.sg/get100 shall apply to Eligible Customers, but with all references to “31 December 2017” therein being replaced with “31 December 2018”.
  7. A vehicle may only be registered for this promotion once using the vehicle number plate as the identifier.
  8. Each Eligible Customer agrees to receive marketing communications from Budget Direct Insurance in relation to this promotion and our products and services. An Eligible Customer may opt-out from our marketing communications at the time of receipt or by emailing us at privacy@budgetdirect.com.sg.
  9. All submissions must be received by Budget Direct Insurance before 5.00 pm on 15 December 2017 to be considered for this offer.
  10. Each Eligible Customer (as identified by their NRIC/FIN number) can only receive the NETS FlashPay Card once for a registered car and once for a registered motorcycle during this promotion. If an Eligible Customer submits his/her details for both a car and a motorcycle, one NETS FlashPay Card will be given for each of the validated and accepted car and motorcycle respectively under the terms of this promotion.
  11. This offer can be used in conjunction with our “Pay Less or Get $100” offer. It is not valid with any other on-going or existing promotions, discounts, offers, vouchers, rebates or privileges.
  12. All employees of Budget Direct Insurance and/or their related companies, their immediate families, and employees of other Singapore-based insurers and/or their related companies, are not eligible to participate in this offer.
  13. The terms and conditions of this offer may be amended by Budget Direct Insurance at any time without notice or incurring liability to any party
  14. The decision of Budget Direct Insurance is final. Any updates to these terms and conditions will be published on budgetdirect.com.sg.

Budget Direct Insurance policies are protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your Policy is automatic and no further action is needed from you. For details of the types of benefits under the scheme and the coverage limits, you may visit the websites of the SDIC (www.sdic.org.sg) or the General Insurance Association of Singapore (GIA) (www.gia.com.sg) or contact us at help@budgetdirect.com.sg