Buy Direct, Save 20%* on Motorcycle Insurance Today!

* Only for Comprehensive Plan.

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Buy Direct.
Save 20%* on Motorcycle Insurance

* Only for Comprehensive Plan.

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Great Customer Feedback

/5 | Based on verified reviews*
Feefo gold service 2019

Pay Less with Budget Direct Insurance

No agent commission

No agent commission

Pay less when you buy direct. No middleman or agency fees means you make a big saving.

Highly rated claims

Highly rated claims

A 4.6 out of 5 stars claims service, based on more than 100 customer reviews collected by Feefo, a leading independent ratings provider.

Tailor-made cover

Tailor-made cover

Save by restricting your policy to you and one other person you allow to ride your bike. Pay only for the cover you need.

Award-winning customer service

Award-winning customer service

Winner of the independent Feefo Platinum award for outstanding customer service.

here 24/7

24/7 claims

You can lodge a claim over the phone or online at any time of the day or night, 365 days a year.

How to Switch

Switching to Budget Direct Insurance from another insurer is as easy as 1-2.3


Step 1 - Select

Select

Get a motorcycle insurance quote from Budget Direct Insurance. Weigh up the costs and benefits of switching from your current insurer.

Step 2 - Save

Save

Save up to 20% buying motorcycle insurance direct.

Step 3 - Contact

Contact

Once you’re covered by us, contact your previous insurer to cancel your other policy.

Want more protection?

For an additional premium, you can customise your motorcycle insurance by adding one or more of these optional benefits to your policy:

No Claim Discount (NCD) Protection

No Claim Discount (NCD) Protection

You can make one claim in a policy term without affecting your NCD. Applies only to those who have 20% NCD.

Personal Accident

Personal Accident

If the rider is injured or killed in an accident involving your motorcycle, then we will pay up to S$50,000. Choose either S$20,000 or S$50,000 for the amount of cover you want.

24 Hours Roadside Assistance

24 Hours Roadside Assistance

If you don't want to be stranded by a breakdown, flat tyre, flat battery or anything else, our 24 Hours Roadside Assistance will be there for you. You will be covered up to S$100 for tows in Singapore and up to S$300 for tows outside Singapore.

Rider Plans and Vehicle Usage

Customise your policy to best suit you and how your vehicle is used.

Named Rider Plan

Build your cover for you and one other person you allow to use your motorcycle.

Vehicle Usage

Tell us how you use your motorbike so we can provide you with the right level of cover. You pay only for what you need. For instance, do you use your motorbike getting to and from work? Or outside office hours?

Motorcycle Insurance Plan Type

Comprehensive
Comprehensive
Motorcycle Insurance
Covers loss or damage to your motorcycle due to accident, theft, severe weather, malicious damage and fire; and your liability for accidental damage that your motorcycle causes to other people’s property for up to S$500,000.
Third Party Fire and Theft
Third Party Fire and Theft
Motorcycle Insurance
Covers your liability for damage caused by the motorcycle to other people's property for up to S$500,000, with extra protection for your motorcycle if it is stolen or catches fire.
Third-Party Only
Third-Party Only
Motorcycle Insurance
Covers your liability for damage caused by the motorcycle to other people's property for up to S$500,000. It doesn’t cover damage to your motorcycle.

What we cover

Here’s a breakdown of the Optional Covers you can choose depending on the policy you buy.

Benefit Comprehensive Third Party Fire and Theft Third Party Only
Personal Accident
Medical Expenses
No Claim Discount (NCD) Protector
Overseas Emergency Allowance
24 Hours Roadside Assistance
Transport Allowance (for fire or theft claim only)
Modifications and Accessories (for fire or theft claim only)
Singapore Only
For full details on what’s covered and what your options are, read the Motorcycle Insurance Product Disclosure Document.

Motorcycle Insurance FAQs

What types of cover can I choose from?

We have three types of policies you can choose from for your motorcycle.

Third Party Only is the most basic plan and covers your legal responsibility for damage to other people’s property or bodily injury or death to other people caused by an accident involving your motorcycle. It doesn’t cover damage to your own motorcycle.

Third Party Fire and Theft covers the same as Third Party Only plus loss or damage to your motorcycle if it is stolen or catches fire.

Comprehensive covers the same as Third Party Fire and Theft plus any damage to your motorcycle up to its market value.

How much do you insure my motorcycle for?

Under the Comprehensive and Third Party Fire and Theft plans, we insure your motorcycle up to its market value at the time of loss or damage.

Do you guarantee repairs to my motorcycle?

No, we do not guarantee repairs to your motorcycle done by your own workshop.

Who would Budget Direct Insurance not insure?

We won’t insure riders who have had their licence suspended or revoked in the last 3 years. And we won’t insure those who have been rejected or declined by an insurer in the last 3 years. We also don’t cover riders who have a DUI charge (riding while under the influence of alcohol or drugs).

My motorcycle is over 10 years old, are you able to cover me?

Yes, we can certainly cover your motorcycle which is more than 10 years old, no problem. It is our aim to make the cost of your motorcycle ownership as affordable as possible. Budget Direct Insurance offers motorcycle insurance premiums from as low as $150^. We also provide a wide range of optional covers.