Save 20%* on Motorcycle Insurance
* Only for Comprehensive Plan.
* Only for Comprehensive Plan.
Pay less when you buy direct. No middleman or agency fees means you make a big saving.
A 4.6 out of 5 stars claims service, based on more than 100 customer reviews collected by Feefo, a leading independent ratings provider.
Save by restricting your policy to you and one other person you allow to ride your bike. Pay only for the cover you need.
Winner of the independent Feefo Platinum award for outstanding customer service.
You can lodge a claim over the phone or online at any time of the day or night, 365 days a year.
Switching to Budget Direct Insurance from another insurer is as easy as 1-2.3
Get a motorcycle insurance quote from Budget Direct Insurance. Weigh up the costs and benefits of switching from your current insurer.
Save up to 20% buying motorcycle insurance direct.
Once you’re covered by us, contact your previous insurer to cancel your other policy.
For an additional premium, you can customise your motorcycle insurance by adding one or more of these optional benefits to your policy:
You can make one claim in a policy term without affecting your NCD. Applies only to those who have 20% NCD.
If the rider is injured or killed in an accident involving your motorcycle, then we will pay up to S$50,000. Choose either S$20,000 or S$50,000 for the amount of cover you want.
If you don't want to be stranded by a breakdown, flat tyre, flat battery or anything else, our 24 Hours Roadside Assistance will be there for you. You will be covered up to S$100 for tows in Singapore and up to S$300 for tows outside Singapore.
Customise your policy to best suit you and how your vehicle is used.
Build your cover for you and one other person you allow to use your motorcycle.
Tell us how you use your motorbike so we can provide you with the right level of cover. You pay only for what you need. For instance, do you use your motorbike getting to and from work? Or outside office hours?
Here’s a breakdown of the Optional Covers you can choose depending on the policy you buy.
|Benefit||Comprehensive||Third Party Fire and Theft||Third Party Only|
|No Claim Discount (NCD) Protector|
|Overseas Emergency Allowance|
|24 Hours Roadside Assistance|
|Transport Allowance||(for fire or theft claim only)|
|Modifications and Accessories||(for fire or theft claim only)|
We have three types of policies you can choose from for your motorcycle.
Third Party Only is the most basic plan and covers your legal responsibility for damage to other people’s property or bodily injury or death to other people caused by an accident involving your motorcycle. It doesn’t cover damage to your own motorcycle.
Third Party Fire and Theft covers the same as Third Party Only plus loss or damage to your motorcycle if it is stolen or catches fire.
Comprehensive covers the same as Third Party Fire and Theft plus any damage to your motorcycle up to its market value.
Under the Comprehensive and Third Party Fire and Theft plans, we insure your motorcycle up to its market value at the time of loss or damage.
No, we do not guarantee repairs to your motorcycle done by your own workshop.
We won’t insure riders who have had their licence suspended or revoked in the last 3 years. And we won’t insure those who have been rejected or declined by an insurer in the last 3 years. We also don’t cover riders who have a DUI charge (riding while under the influence of alcohol or drugs).
Yes, we can certainly cover your motorcycle which is more than 10 years old, no problem. It is our aim to make the cost of your motorcycle ownership as affordable as possible. Budget Direct Insurance offers motorcycle insurance premiums from as low as $150^. We also provide a wide range of optional covers.