Terms and conditions for
Swiss Club Singapore 150th Anniversary Promotion

  1. Only vehicles registered in Singapore may be insured under Budget Direct Insurance’s Car and Motorcycle Insurance policies. For other terms and conditions of these policies, please refer to the Product Disclosure Document for car and motorcycle insurance policies that are currently published on our website, prior to purchase of such policies.
  2. This offer is only available to customers (each, an “Eligible Customer”):
    • who buys ONLINE a new Comprehensive Car or Motorcycle Insurance policy (“Policy”) from Auto & General Insurance (Singapore) Pte. Limited (trading as Budget Direct Insurance) (“Budget Direct Insurance”) from 00.00 hours of 29 March 2021 to 23.59 hours of 30 June 2021 (“Offer Period”); and use the Affinity ID “BDSWC” to enjoy this offer;
    • who are members of Swiss Club Singapore and provide membership particulars sufficient to satisfy Budget Direct Insurance of his/her membership in Swiss Club Singapore upon request (“Membership Proof”);
    • whose insurance application and premium payment must be accepted by Budget Direct Insurance during the Offer Period;
    • whose Policy cover (if Car or Motorcycle Policy is purchased) commences within 60 days from the purchase date;
    • whose Policy does not, at the time of purchase, cover the same subject matter as any of the customer's existing (whether or not “in force") policy with Budget Direct Insurance (where customer is the policyholder); and
    • who do not, so as to purchase the Policy, lapse, cancel, shorten or choose not to renew their existing policy (covering the same subject matter as the Policy) with Budget Direct Insurance.
  3. Budget Direct Insurance will apply its standard underwriting criteria and requirements to all insurance applications and reserves the right to reject, in full or in part, any insurance application for purchase of a Policy. Budget Direct Insurance reserves the right to disapply the promotion or withdraw the offer if Membership Proof is not provided upon request, or does not confirm, to Budget Direct Insurance’s satisfaction, that the customer is a Swiss Club Singapore member, or if any incorrect, misleading or fraudulent information relating to the Membership Proof was provided.
  4. Upon validation of the provided details, each Eligible Customer will enjoy a 5% discount for the Policy and may be eligible to receive a NETS FlashPay card with stored value to be determined in the following manner:

    Product Type

    Discount on premium using Affinity ID “BDSWC

    NETS FlashPay card's stored value

    Comprehensive Car Plan

    5% off


    Comprehensive Motorcycle Plan

    5% off


  5. Budget Direct Insurance will send the NETS FlashPay card by ordinary mail ("Mail") to the Eligible Customer within 45 days after: (a) the Offer Period or (b) their Policy start date (whichever is later). If the mailing address provided by the Eligible Customer is incorrect or invalid in any way or if the NETS FlashPay card is lost, misplaced or stolen, Budget Direct Insurance is not obliged to re-send the NETS FlashPay card. The NETS FlashPay card is non-transferable, non-replaceable and non-exchangeable for cash, credit or any other items.
  6. If the Eligible Customer does not receive the Mail within the period stated above, the Eligible Customer should call our Customer Care Centre at 6221 2111, Mondays to Fridays from 8am to 8pm or Saturdays from 9am to 3pm (excluding public holidays), or email us at [email protected] for assistance.
  7. If the Policy is cancelled within 3 months from the Policy start date, Budget Direct Insurance reserves the right to deduct the stored value amount in the NETS FlashPay card received by the customer from the amount of premium to be refunded to him/her (if applicable), or otherwise recover such amount from him/her.
  8. This offer is exclusive to Swiss Club Singapore members during the Offer Period and is not valid with any other on-going or current promotions, discounts, offers, vouchers, rebates or privileges, which are published on budgetdirect.com.sg/promotions.
  9. By submitting the Affinity ID and Membership Proof, each customer agrees to Budget Direct Insurance’s Privacy Policy (available at www.budgetdirect.com.sg/privacy-policy) and for Budget Direct Insurance to collect, use, store and process the personal and membership particulars submitted for the purposes of verifying the customer’s eligibility to participate in the offer and send the customer marketing communications in relation to this promotion and Budget Direct Insurance’s products and services. An Eligible Customer may opt-out from these marketing communications at the time of receipt or by emailing Budget Direct Insurance at [email protected].
  10. All employees of Budget Direct Insurance and their related companies, their immediate families, and persons living in the same household as the aforementioned individuals (whether related or not), are not eligible to participate in this offer, even if any one of them is a member of Swiss Club Singapore.
  11. The terms and conditions of this offer may be amended by Budget Direct Insurance at any time without notice or incurring liability to any party. The decision of Budget Direct Insurance on all matters relating to this promotion is final. Any updates to these terms and conditions will be published on the website of Budget Direct Insurance at budgetdirect.com.sg.