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Travel insurance. How to get the perfect fit for you

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Father + son, single parent + boyfriend, or a group of friends. If you are planning a holiday, you’ll need Travel insurance. But you also need answers before you decide to buy the right policy. We get you!

The trusty Travel team at Budget Direct Insurance is here to answer your questions.

1. You ask

I am a single parent. Can I cover my boyfriend on the Family plan for travel insurance?

We answer

Yes, you and your boyfriend and children will be covered on our Family plan so long as the parent plus a child is present including nephew/cousin/grandchild.

2. You ask

Myself and my son are travelling together. Do we need Family travel insurance?

We answer

We suggest you take out our Group plan as you will enjoy a better discount. We recommend that all families with just two members take out our Group plan.

3. You ask

I want to travel for 5 months. What travel insurance should I take out?

We answer

You should take out our Single trip cover. This covers you for one long trip lasting up to approximately 6 months (182 days).  Otherwise our Annual policy covers you up to 90 days per trip (up to 3 months).

Easy guide

Here is a quick guide to your choice of travel insurance cover with Budget Direct Insurance -

Individual: This policy will cover only the insured person travelling.

Group: This policy will cover 2-10 people who are travelling together. If you are insuring more than one person then this is a cheaper option.

Family: This policy will cover up to 2 adults and 4 dependent children who are travelling together. Children must be related to one of the adults and aged 15 days to 18 years old, or a full-time student up to 24 years old.

*All travellers need to be in good health and aged between 15 days and 70 years old. If anyone in your party is above 70 years old please call us and we will do our best to provide cover for them.


If you are a family with only two members then we suggest you take out a Group plan to enjoy a better discount. 

Wherever you go, whatever you do, remember it’s vital to have good Travel cover.

Check out Budget Direct Insurance for your best deal

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