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Third Party Motorcycle Insurance

Quality cover, low prices

Looking for a cheaper motorbike insurance option? Third party cover gives you a basic level of protection.

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Third Party
Motorcycle Insurance

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Let's see how Third Party Only and Third Party Fire and Theft differ.

Third Party Only bike insurance covers your liability for damage caused by the motorcycle to other people's property for up to S$500,000. It doesn’t cover damage to your motorcycle.

In addition to what is covered for Third Party Only motorbike insurance, our Third Party Fire and Theft policy will also cover your motorcycle if it is stolen or catches fire.

What we cover

Cover Third Party Only Third Party Fire and Theft
Bodily injury or death to other people in a motorcycle accident Unlimited cover Unlimited cover
Damage to other people's property in a motorcycle accident S$500,000 S$500,000
Legal costs & expenses following a motorcycle accident S$3,000 S$3,000
Loss or damage to your motorcycle by fire or theft Not included Included
(up to market value of your motorcycle)
Towing after an accident Not included Included:
S$300 for overseas tow and
S$100 for local tow
(only for fire to or theft of your motorcycle)

Additional Optional Covers for Third Party Only Motorbike Insurance

Add more protection to your Third Party Only bike insurance policy to suit your lifestyle and needs at an affordable price. 

Personal Accident
If the rider is injured or killed in an accident involving your motorcycle, then we will pay up to S$50,000. Choose either S$20,000 or S$50,000 as the amount of cover you want.

Medical Expenses
If you or your pillion passenger need medical attention following an accident involving your motorcycle, then we will pay the medical expenses incurred up to S$2,500 per person. An excess of S$100 (Including Prevailing GST) will apply to a claim under this cover.

No Claim Discount (NCD) Protection
You can make one claim in a policy term without affecting your NCD. Applies only to those who have 20% NCD.

Additional Optional Covers for Third Party Fire and Theft Motorbike Insurance

In addition to the above, if you opt for our Third Party Fire and Theft policy, you get more Optional Covers to choose from.

You can add on:

Overseas Emergency Allowance
Riding to Malaysia or Thailand? We will get you home in the event of an accident. If your motorcycle is immobilised for 6 hours or more following an accident, we will pay up to S$500 to cover towing expenses and S$200 per person, plus up to S$100 for emergency phone calls.

24 Hours Roadside Assistance
If you don't want to be stranded by a breakdown, flat tyre, flat battery or anything else, our 24 Hours Roadside Assistance will be there for you. You will be covered up to S$100 for tows in Singapore and up to S$300 for tows outside Singapore.

Transport Allowance
If your motorcycle is stolen or damaged due to fire, our transport allowance benefit will pay out S$30 per day, up to a maximum 10 days per accident (maximum of 20 days per policy term).

Modifications and Accessories
We may choose to repair, replace or pay for parts of your motorcycle which have been stolen or damaged due to fire, provided they are LTA compliant and have been declared to us and accepted by us.

Want more protection?

Here’s a breakdown of the Optional Covers you can choose depending on the policy you buy.

Optional Cover(s) you can add on Comprehensive Third Party Fire and Theft Third Party Only
Personal Accident Available Available Available
Medical Expenses Available Available Available
No Claim Discount (NCD) Protector Available Available Available
Overseas Emergency Allowance Available Available Not available
24 Hours Roadside Assistance Available Available Not available
Transport Allowance Available Available
(for fire or theft claim only)
Not available
Modifications and Accessories Available Available
(for fire or theft claim only)
Not available
Singapore Only Available Not available Not available

This is a summary, please see the Motorcycle Insurance Product Disclosure Document for complete details on Third Party Insurance. You can find out more details about Comprehensive Motorbike Cover here.

Got any questions?

Browse our frequently asked questions all about motorcycle insurance and you’ll probably find what you’re looking for.

You can call us at 62212111, Mondays to Fridays, 9am to 8pm and Saturdays, 9am to 3pm (Closed on Sundays and public holidays) or request a call back.