Let's see how Third Party Only and Third Party Fire and Theft differ.
Third Party Only insurance covers your liability for damage caused by the motorcycle to other people's property for up to S$500,000. It doesn’t cover damage to your motorcycle.
In addition to what is covered for Third Party Only insurance, our Third Party Fire and Theft policy will also cover your motorcycle if it is stolen or catches fire.
What we cover
|Cover||Third Party Only||Third Party Fire and Theft|
|Bodily injury or death to other people in a motorcycle accident||Unlimited cover||Unlimited cover|
|Damage to other people's property in a motorcycle accident||S$500,000||S$500,000|
|Legal costs & expenses following a motorcycle accident||S$3,000||S$3,000|
|Loss or damage to your motorcycle by fire or theft||up to market value of your motorcycle|
|Towing after an accident||S$300 for overseas tow and
S$100 for local tow
(only for fire to or theft of your motorcycle)
Additional Optional Covers for Third Party Only Policies
Add more protection to your Third Party Only insurance policy to suit your lifestyle and needs at an affordable price.
If the rider is injured or killed in an accident involving your motorcycle, then we will pay up to S$50,000. Choose either S$20,000 or S$50,000 as the amount of cover you want.
If you or your pillion passenger need medical attention following an accident involving your motorcycle, then we will pay the medical expenses incurred up to S$2,500 per person. An excess of S$100 (before any applicable GST) will apply to a claim under this cover.
No Claim Discount (NCD) Protection
You can make one claim in a policy term without affecting your NCD. Applies only to those who have 20% NCD.
Additional Optional Covers for Third Party Fire and Theft Policies
In addition to the above, if you opt for our Third Party Fire and Theft policy, you get more Optional Covers to choose from.
You can add on:
Overseas Emergency Allowance
Riding to Malaysia or Thailand? We will get you home in the event of an accident. If your motorcycle is immobilised for 6 hours or more following an accident, we will pay up to S$500 to cover towing expenses and S$200 per person, plus up to S$100 for emergency phone calls.
24 Hours Roadside Assistance
If you don't want to be stranded by a breakdown, flat tyre, flat battery or anything else, our 24 Hours Roadside Assistance will be there for you. You will be covered up to S$100 for tows in Singapore and up to S$300 for tows outside Singapore.
If your motorcycle is stolen or damaged due to fire, our transport allowance benefit will pay out S$30 per day, up to a maximum 10 days per accident (maximum of 20 days per policy term).
Modifications and Accessories
We may choose to repair, replace or pay for parts of your motorcycle which have been stolen or damaged due to fire, provided they are LTA compliant and have been declared to us and accepted by us.
Want more protection?
Here’s a breakdown of the Optional Covers you can choose depending on the policy you buy.
|Benefit||Comprehensive||Third Party Fire and Theft||Third Party Only|
|No Claim Discount (NCD) Protector|
|Overseas Emergency Allowance|
|24 Hours Roadside Assistance|
|Transport Allowance||(for fire or theft claim only)|
|Modifications and Accessories||(for fire or theft claim only)|