Options To Renew Your Road Tax

You will have to pay a road tax late renewal fine which is dependent on your engine capacity and how late your submission is. So avoid paying your road tax late! More info about late payment fee here.

If your road tax is already due, we recommend you renew at one of the road tax collection centres. You can print out a hard copy of your Certificate of Insurance to provide as proof immediately after purchasing it. Check for opening and collection times at the road tax renewal centre before you head down there. And remember to inform the centre that your insurance is underwritten by Auto & General Insurance (Singapore) Pte Ltd which is shown on your Insurance certificate.
If all is in order you should be able to renew immediately.
Note that a GIRO application takes about 1 month to process. So if you need your road tax sooner then don’t renew via GIRO.

Not to worry. You can call us for a policy end date adjustment to sync the policy period with your road tax. You have to allow another 3 working days for the record to be updated before renewing your road tax electronically.

The minimum insurance policy period covered by Budget Direct Insurance is 7 months and the maximum period is 18 months. Road tax is valid for either 6 months or 12 months. We can assist you by issuing an insurance policy to help you sync it with your road tax.

We advise you to take 15 months so that you can enjoy a higher level of NCD upon its renewal. Otherwise your No Claim Discount (NCD) will not step up if your policy period is less than 12 months. For more details about NCD click here.

No, you will need to have a valid vehicle insurance policy and meet the renewal requirements laid out by LTA and found here.

Once you have your insurance policy and you meet LTA requirements found here you can submit your road tax renewal immediately.

If you plan to renew your road tax electronically, it will take at least 3 working days to be processed. If your road tax is already due, we recommend you renew your road tax at one of the road tax collection centres.

You will receive a road tax payment schedule from LTA about 1 month before your road tax expires. At Budget Direct Insurance, you can renew your car insurance 60 days before it expires.

Before you renew your road tax either online, electronically at a road tax collection centre/SingPost or via GIRO, make sure you have the following in place:

Vehicle insurance coverage
Make sure your vehicle is covered by insurance for the entire period you are paying road tax. The vehicle insurance must be minimum coverage of third-party liability for deaths and bodily injury.

Vehicle inspection (if one is due)
If your vehicle is due for inspection, you will receive an inspection notice about 3 months before your road tax expires. If you have misplaced your inspection notice, you can still get your vehicle inspected at the LTA-authorised inspection centres without it.

Outstanding fines from LTA, HDB, URA and Traffic Police (TP)
If your vehicle has outstanding fines or warrants from LTA, HDB, URA and TP, it may prevent you from renewing your road tax. To renew your road tax smoothly, ensure that your vehicle has no outstanding fines or warrants with these agencies.

For Weekend Cars / Off Peak Cars / Revised Off Peak Cars
If you own a Weekend Car, Off Peak Car or Revised Off Peak Car then inspect your vehicle number plate seals at an LTA-authorised inspection centre. More info here.