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Our highest level of cover, Comprehensive

Quality Comprehensive insurance for your motorcycle,
your way.

Get a Quote

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Our highest level of cover,
Comprehensive

Get a Quote

Want stress-free protection? Choose Comprehensive.

Comprehensive is the top level of insurance cover available. And you can have it your way.

Don't settle for any old bundle. Start with a great level of basic cover and then add in the optional covers that suit your needs, today and for the year ahead.

Build the best level of insurance cover for you, right here, in ten minutes or less.

What we cover

Here’s what you get with our Comprehensive Motorbike Policy.

  • Injury or death to someone else
    If you accidentally injure/kill someone else in a motorcycle accident you will have unlimited cover.
  • Damage to other people’s property
    If you damage someone else’s property in a motorcycle accident you’re covered for up to S$500,000.
  • Legal costs against criminal charges
    We’ll pay your legal costs or expenses against criminal charges up to S$3,000 following an accident.
  • Towing
    If your motorcycle needs to be towed after an accident you’re covered up to S$100 for tows in Singapore and S$300 for tows outside Singapore. 
  • Damage to your motorcycle if someone crashes into you
    If someone else crashes into your motorcycle and damages it, we may choose to arrange for your motorcycle to be repaired, replaced or pay up to its market value.
  • Damage to your motorcycle when it’s your fault
    You're protected if you accidentally crash your motorcycle into something else. 
  • Damage by fire
    If your motorcycle is damaged by fire, we may choose to arrange for your motorcycle to be repaired, replaced or pay up to its market value.
  • Damage or loss to your motorcycle due to theft
    We will pay up to the market value of your motorcycle.
  • Damage by fallen trees, flood, storms or any other natural disaster
    If your motorcycle is damaged by fallen trees, accidental flooding, storms or any other natural disasters, we may choose to arrange for your motorcycle to be repaired, replaced or pay you up to its market value.
  • Damage by vandals
    Damage to your motorcycle caused by vandals? Rest assured you’re covered.
To find out exactly what’s covered, check out the Motorcycle Insurance Product Disclosure Document.

Named Rider Plan

Build your cover for you and one other person you allow to use your motorcycle. Learn about Named Rider plan

Vehicle Usage

How your motorcycle is used during the day? To get to and from work? Throughout the day? Outside of office hours? This information helps us provide the right level of cover. Read more about vehicle usage.


Vehicle Usage

How your motorcycle is used during the day? To get to and from work? Throughout the day? Outside of office hours? This information helps us provide the right level of cover. Read more about vehicle usage.

What bundle? You choose the optional covers you need.

Other insurers automatically include, and charge you for everything. At Budget Direct Insurance, you choose what you need. Be it 24 Hours Roadside Assistance, NCD Protector, a range of allowances or more - it's your choice.

Take a look at Optional Covers here.

Got any questions?

Browse our frequently asked questions and you’ll probably find what you’re looking for.

You can call us at 62212111, Mondays to Fridays, 8am to 8pm and Saturdays, 9am to 3pm (excluding public holidays) or we can call you back.