Our highest level of cover, Comprehensive

Comprehensive is the top level of insurance cover available. And you can have it your way.

Don't settle for any old bundle. Start with a great level of basic cover and then add in the optional covers that suit your needs, today and for the year ahead.

Build the best level of insurance cover for you, right here, in ten minutes or less.

Here’s what you get with our Comprehensive Motorbike Policy.

• Injury or death to someone else
  If you accidentally injure/kill someone else in a motorcycle accident you will have unlimited cover.
• Damage to other people’s property
  If you damage someone else’s property in a motorcycle accident you’re covered for up to S$500,000.
• Legal costs against criminal charges
  We’ll pay your legal costs or expenses against criminal charges up to S$3,000 following an accident.
• Towing
  If your motorcycle needs to be towed after an accident you’re covered up to S$100 for tows in Singapore and S$300 for tows outside Singapore. 
• Damage to your motorcycle if someone crashes into you
  If someone else crashes into your motorcycle and damages it, we may choose to arrange for your motorcycle to be repaired, replaced or pay up to its market value.
• Damage to your motorcycle when it’s your fault
  You're protected if you accidentally crash your motorcycle into something else. 
• Damage by fire
  If your motorcycle is damaged by fire, we may choose to arrange for your motorcycle to be repaired, replaced or pay up to its market value.
• Damage or loss to your motorcycle due to theft
  We will pay up to the market value of your motorcycle.
• Damage by fallen trees, flood, storms or any other natural disaster
  If your motorcycle is damaged by fallen trees, accidental flooding, storms or any other natural disasters, we may choose to arrange for your motorcycle to be repaired, replaced or pay you up to its market value.
• Damage by vandals
  Damage to your motorcycle caused by vandals? Rest assured you’re covered.

Other insurers may automatically include covers you may not require, and yet charge you for everything as a bundled plan. At Budget Direct Insurance, you can customise your plan and pay only for what you need. Be it 24 Hours Roadside Assistance, NCD Protector, a range of allowances or more - it's your choice.

Take a look at Optional Covers.

12 months of interest-free instalment premium payments*

In times of uncertainty, we're here to help. Enjoy 12 months of interest-free instalment premium payments* for your car, motorcycle or annual travel insurance when you pay with your DBS/POSB Mastercard or Visa Credit Card. Read more.

*For insurance premiums of $200 and above per policy.