1. Budget Direct Insurance
  2. Motorcycle Insurance
  3. Comprehensive

Our highest level of cover, Comprehensive

Get quality Comprehensive motorcycle protection with Singapore’s cheapest^ Comprehensive plan for safe riders.​

^Based on an independent consumer research study. ​

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motorcycle comprehensive
Promo Code
WOW50
Get $50* NETS FlashPay card when you buy a NEW Comprehensive Motorcycle Insurance policy ONLINE by 17 May 2021.​ *Only for premiums above $150. Terms and conditions apply.
Hurry, offer ends 17 May 2021
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Our highest level of cover,
Comprehensive

Get quality Comprehensive motorcycle protection with Singapore’s cheapest^ Comprehensive plan for safe riders. ^Based on an independent consumer research study.

Get a Quote
MCY Promo

Get up to $50* NETS FlashPay card for Motorcycle Insurance. *Terms apply.

Promo Ends:17 May 2021
motorcycle
Use promo code "WOW50" and get a NETS FlashPay card with up to $50 stored value when you buy a new Motorcycle Insurance policy ONLINE by 17 May 2021. Only for new policies with premiums ABOVE $150. Find out more.
Bring  A Buddy

Bring a Buddy

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Refer a friend and get $20 in shopping vouchers. Your buddies will each get 5% off any policy they buy. It's a win-win!

Want stress-free protection? Choose Comprehensive.

Comprehensive is the top level of insurance cover available. And you can have it your way.

Don't settle for any old bundle. Start with a great level of basic cover and then add in the optional covers that suit your needs, today and for the year ahead.

Build the best level of insurance cover for you, right here, in ten minutes or less.

What we cover

Here’s what you get with our Comprehensive Motorbike Policy.

  • Injury or death to someone else
    If you accidentally injure/kill someone else in a motorcycle accident you will have unlimited cover.
  • Damage to other people’s property
    If you damage someone else’s property in a motorcycle accident you’re covered for up to S$500,000.
  • Legal costs against criminal charges
    We’ll pay your legal costs or expenses against criminal charges up to S$3,000 following an accident.
  • Towing
    If your motorcycle needs to be towed after an accident you’re covered up to S$100 for tows in Singapore and S$300 for tows outside Singapore. 
  • Damage to your motorcycle if someone crashes into you
    If someone else crashes into your motorcycle and damages it, we may choose to arrange for your motorcycle to be repaired, replaced or pay up to its market value.
  • Damage to your motorcycle when it’s your fault
    You're protected if you accidentally crash your motorcycle into something else. 
  • Damage by fire
    If your motorcycle is damaged by fire, we may choose to arrange for your motorcycle to be repaired, replaced or pay up to its market value.
  • Damage or loss to your motorcycle due to theft
    We will pay up to the market value of your motorcycle.
  • Damage by fallen trees, flood, storms or any other natural disaster
    If your motorcycle is damaged by fallen trees, accidental flooding, storms or any other natural disasters, we may choose to arrange for your motorcycle to be repaired, replaced or pay you up to its market value.
  • Damage by vandals
    Damage to your motorcycle caused by vandals? Rest assured you’re covered.
To find out exactly what’s covered, check out the Motorcycle Insurance Product Disclosure Document.

Named Rider Plan

Build your cover for you and one other person you allow to use your motorcycle. Learn about Named Rider plan

Vehicle Usage

We ask details about how you use your motorcycle so that you pay only for what you need. You have 3 options to choose from.

  1. Private and Commuting Use
  2. Private and Occasional Business Use
  3. Private and Business Use

What bundle? You choose the optional covers you need.

Other insurers may automatically include covers you may not require, and yet charge you for everything as a bundled plan. At Budget Direct Insurance, you can customise your plan and pay only for what you need. Be it 24 Hours Roadside Assistance, NCD Protector, Overseas Emergency Allowance, or more - it's your choice.

Take a look at Optional Covers.

Got any questions?

Browse our frequently asked questions and you’ll probably find what you’re looking for.

You can call us at 62212111, Mondays to Fridays, 8am to 8pm and Saturdays, 9am to 3pm (excluding public holidays) or request a call back.