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Your policy limits explained. Travel Insurance Benefits
Find out more about the Comprehensive and Basic travel insurance plans offered by Budget Direct Insurance Singapore. Get a direct quote today!
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Travel Packing List
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Here are details of Budget Direct Insurance’s Comprehensive and Basic travel plans. These tables will help you decide which is the right level of cover for your trip. If you’ve got any questions, our team is here to guide you through this. Please feel free to call us at 6221 2111. Mondays to Fridays, 9am to 8pm and Saturdays, 9am to 3pm (excluding public holidays).
Travel Insurance Benefits
| Personal Accident and Medical Expenses | Comprehensive | Basic | |
|---|---|---|---|
| Accidental Death |
Per Adult aged 70 or below | S$250,000 | S$50,000 |
| Per Child or per Adult aged above 70 |
S$125,000 | S$25,000 | |
| - Accident bereavement | Per insured person | S$5,000 | - |
| Permanent Total Disablement | Per Adult aged 70 or below | S$250,000 | S$50,000 |
| Per Child or per Adult aged above 70 |
S$125,000 | S$25,000 | |
| Overseas Medical Expenses | Per Adult aged 70 or below | S$250,000 | S$50,000 |
| Per Child or per Adult aged above 70 |
S$125,000 | S$25,000 | |
| - Overseas accidental dental expenses (cover sub-limit) | Per insured person | S$25,000 | S$2,500 |
| - Reimbursement for medical aids and equipment (cover sub-limit) | Per insured person | S$1,000 | S$500 |
| Medical Expenses in Singapore | Per Adult aged 70 or below | S$25,000 | - |
| Per Child or per Adult aged above 70 |
S$12,500 | - | |
| - Reimbursement for medical aids and equipment (cover sub-limit) | Per insured person | S$1,000 | - |
| Overseas Hospital Confinement (S$200 per 24 hours) |
Per insured person | S$5,000 | - |
| Compassionate Visit | Per insured person | S$5,000 | - |
| Return of Minor Children | Per insured person | S$5,000 | - |
| Overseas Quarantine Allowance (S$50 per 24 hours) |
Per insured person | S$500 | - |
| Quarantine Allowance in Singapore (S$50 per 24 hours) |
Per insured person | S$500 | - |
| Treatment by a Chinese Medicine Practitioner or a Chiropractor (Overseas or in Singapore) |
Per insured person | S$500 | - |
| Travel Inconveniences | Comprehensive | Basic | |
|---|---|---|---|
| Trip Cancellation | Per insured person | S$10,000 | - |
| Trip Shortened | Per insured person | S$10,000 | - |
| Trip Disruption | Per insured person | S$2,500 | - |
| Trip Postponement | Per insured person | S$1,000 | - |
| Travel Agency Insolvency | Per insured person | S$2,500 | - |
| Travel Delay (S$200 per 6 consecutive hours when overseas and S$100 per 6 consecutive hours when in Singapore) |
Per insured person | S$1,000 | - |
| Travel Misconnection (S$100 per 6 consecutive hours when overseas) |
Per insured person | S$500 | - |
| Trip Diversion (S$100 per 6 consecutive hours when overseas) |
Per insured person | S$500 | - |
| Overbooked Public Transport | Per insured person | S$500 | - |
| Personal Belongings | Comprehensive | Basic | |
|---|---|---|---|
| Loss or Damage of Baggage and Personal Belongings | Per insured person | S$5,000 | S$500 |
| - Losing money (cover sub-limit) | Per insured person | S$250 | S$200 |
| - Losing travel documents (cover sub-limit) | Per insured person | S$2,000 | S$200 |
| Overseas Baggage Delay (S$50 per child/ S$200 per adult per 6 consecutive hours of delay) |
Per insured person | S$1,000 | S$400 |
| Baggage Delay in Singapore
(S$25 per child/ S$100 per adult per 6 consecutive hours of delay) |
Per insured person | S$1,000 | S$200 |
| Emergency Medical Evacuation and Repatriation | Comprehensive | Basic | |
|---|---|---|---|
| Emergency Medical Evacuation | Per Adult aged 70 or below | S$500,000 | S$50,000 |
| Per Child or per Adult aged above 70 |
S$250,000 | S$25,000 | |
| Repatriation of Mortal Remains | Per Adult aged 70 or below | S$50,000 | S$5,000 |
| Per Child or per Adult aged above 70 |
S$25,000 | S$2,500 | |
| Other Benefits | Comprehensive | Basic | |
|---|---|---|---|
| Emergency Telephone Charges | Per insured person | S$200 | S$50 |
| Personal Liability | Per occurrence | S$1,000,000 | S$100,000 |
| Legal Expenses | Per insured person | S$5,000 | - |
| Hijack of Public Conveyance (S$200 per 24 hours) |
Per insured person | S$5,000 | - |
| Kidnap and Hostage (S$200 per 24 hours) |
Per insured person | S$5,000 | - |
| Rental Vehicle Excess Cover | Per insured person | S$2,000 | - |
| Terrorism Cover | Per insured person | ||
| Home Contents | Per insured person | S$5,000 | - |
| Passive War | Per insured person | ||
| Car/ Coach/ Train Benefit (Optional Cover for Plane*) | Comprehensive | Basic | |
|---|---|---|---|
| Overseas Emergency Allowance
(if car/ coach is immobilised 6 hours or more following an accident or breakdown and after the car/ coach primary insurance cover payout) |
|||
| - Towing | Per occurrence | S$2,000 | - |
| - Reasonable overseas emergency phone calls | Per insured person | S$100 | - |
| - Returning home cost per passenger | Per insured person | S$200 | - |
* If you are travelling by plane you can choose to add these benefits under Optional Cover.
| Ferry/ Cruise/ Car/ Coach/ Train/ Plane Options | Comprehensive | Basic | |
|---|---|---|---|
| Loss or Damage of Baggage and Personal Belongings due to Theft, Robbery or Break-In | Per insured person | S$2,000 | - |
| - Losing money | Per insured person | S$1,000 | - |
| - Losing travel documents | Per insured person | S$1,000 | - |