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Your policy limits explained. Travel Insurance Benefits

Learn about the coverage and benefits included in our Comprehensive Plus, Comprehensive, and Basic travel insurance plans. Compare protection levels and find the plan that best suits your travel needs.

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Annual Travel Insurance Promotions

Get 2 extra months cover for FREE* with an annual plan. Read more. *Terms and conditions apply.

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Your policy limits explained.
Travel Insurance Benefits

Learn about the coverage and benefits included in our Comprehensive Plus, Comprehensive, and Basic travel insurance plans. Compare protection levels and find the plan that best suits your travel needs.

Get a Quote

Enjoy 14 months cover for the price of 12 with Annual Travel Insurance!

Promo Ends: 30 June 2026
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No promo code required. Displayed prices are for 14 months* travel coverage. T&Cs apply.
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Refer a friend to buy an annual policy and get a $20 e-voucher. Your buddies will each get up to $80 in e-vouchers with any policy they buy. It's a win-win!
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Travel Notice: Middle East Conflict
 Cut-off date and time: 28 Feb 2026, 2:40pm SGT
Due to the escalating security situation in the Middle East, customers are strongly advised to defer all travel to Israel, Iran and to countries within the Middle East (Israel, Iran, UAE, Qatar, Bahrain, Kuwait and the wider Middle East region) until further notice. Read more...

Compare Travel Insurance Cover

Explore the key benefits and claim limits across our three travel insurance plans - Comprehensive Plus, Comprehensive, and Basic - to find the level of protection that best fits your trip.

Need help choosing?

Our team’s here to assist. Call 6221 2111. Mondays to Fridays, 9am – 6pm (Closed on weekends and public holidays).

Travel Insurance Benefits

Please note that the benefits listed below apply to quotes obtained on or after 19 December 2025.
Personal Accident and Medical Expenses Comprehensive Plus Comprehensive Basic
Accidental Death Per Adult aged 70 or below S$500,000 S$250,000 S$150,000
Per Child or per Adult aged above 70 S$250,000 S$125,000 S$75,000
Overall limit for family plan S$1,250,000 S$625,000 S$375,000
Accident bereavement (cover sub-limit) Per insured person S$5,000 S$2,500 S$1,250
Permanent Total Disablement Per Adult aged 70 or below S$500,000 S$250,000 S$150,000
Per Child or per Adult aged above 70 S$250,000 S$125,000 S$75,000
Overall limit for family plan S$1,250,000 S$625,000 S$375,000
Overseas Medical Expenses Per Adult aged 70 or below S$500,000 S$250,000 S$150,000
Per Child or per Adult aged above 70 S$250,000 S$125,000 S$75,000
Overall limit for family plan S$1,250,000 S$625,000 S$375,000
- Overseas accidental dental expenses (cover sub-limit) Per insured person S$50,000 S$25,000 S$5,000
- Reimbursement for medical aids and equipment (cover sub-limit) Per insured person S$2,000 S$1,000 S$500
Medical Expenses in Singapore Per Adult aged 70 or below S$50,000 S$25,000 S$10,000
Per Child or per Adult aged above 70 S$25,000 S$12,500 S$5,000
Overall limit for family plan S$125,000 S$62,500 S$25,000
- Reimbursement for medical aids and equipment (cover sub-limit) Per insured person S$2,000 S$1,000 S$500
Overseas Hospital Confinement
(S$200 per 24 hours) 		Per insured person S$10,000 S$5,000 S$2,500
Compassionate Visit Per insured person S$10,000 S$5,000 S$2,500
Return of Minor Children Per insured person S$10,000 S$5,000 S$2,500
Overseas Quarantine Allowance
(S$50 per 24 hours) 		Per insured person S$1000 S$500 S$250
Quarantine Allowance in Singapore
(S$50 per 24 hours) 		Per insured person S$1000 S$500 S$250
Treatment by a Chinese Medicine Practitioner or a Chiropractor
(Overseas or in Singapore) 		Per insured person S$1000
(Capped at S$100 per visit)		 S$500
(Capped at S$75 per visit)		 S$250
(Capped at S$50 per visit)
Travel Inconveniences Comprehensive Plus Comprehensive Basic
Trip Cancellation Per insured person S$20,000 S$10,000 S$5,000
Overall limit for family plan S$50,000 S$25,000 S$12,500
Trip Shortened Per insured person S$15,000 S$10,000 S$5,000
Overall limit for family plan S$37,500 S$25,000 S$12,500
Trip Disruption Per insured person S$3,000 S$2,000 S$1,000
Overall limit for family plan S$7,500 S$5,000 S$2,500
Trip Postponement Per insured person S$2,000 S$1,000 S$500
Overall limit for family plan S$5,000 S$2,500 S$1,250
Airline and Travel Agency Insolvency Per insured person S$5,000 S$2,500 S$1,500
Overall limit for family plan S$12,500 S$6,250 S$3,750
Travel Delay (S$100 per 6 consecutive hours - Overseas or in Singapore) Per insured person S$2,000 S$1,000 S$500
Overall limit for family plan S$5,000 S$2,500 S$1,250
Travel Misconnection
(S$100 per 6 consecutive hours when overseas) 		Per insured person S$500 S$300 S$200
Overall limit for family plan S$1,250 S$750 S$500
Trip Diversion
(S$100 per 6 consecutive hours when overseas) 		Per insured person S$1000 S$500 S$250
Overall limit for family plan S$2,500 S$1,250 S$625
Overbooked Public Transport Per insured person S$500 S$300 S$200
Overall limit for family plan S$1,250 S$750 S$500
Pet hotel (S$50 per 6 consecutive hours) Per insured person S$1,000 S$500 S$250
Personal Belongings Comprehensive Plus Comprehensive Basic
Loss or Damage of Baggage and Personal Belongings Per insured person S$7,500 S$5,000 S$2,500
Overall limit for family plan S$18,750 S$12,500 S$6,250
- Losing money (cover sub-limit) Per insured person S$500 S$300 S$200
Overall limit for family plan S$1,250 S$750 S$500
- Losing travel documents (cover sub-limit) Per insured person S$3,000 S$2,000 S$1,000
Overall limit for family plan S$7,500 S$5,000 S$2,500
Fraudulent Use of Credit Card Per insured person S$400 S$200 S$100
Overseas Baggage Delay
(S$50 per child/ S$200 per adult per 6 consecutive hours of delay) 		Per insured person S$2,000 S$1,000 S$500
Overall limit for family plan S$5,000 S$2,500 S$1,250
Baggage Delay in Singapore (S$200 after 6 consecutive hours – one time) Per insured person S$200 S$200 S$200
Emergency Medical Evacuation and Repatriation Comprehensive Plus Comprehensive Basic
Emergency Medical Evacuation Per Adult aged 70 or below S$1,500,000 S$500,000 S$250,000
Per Child or per Adult aged above 70 S$750,000 S$250,000 S$125,000
Overall limit for family plan S$3,750,000 S$1,250,000 S$625,000
Repatriation of Mortal Remains Per Adult aged 70 or below S$100,000 S$50,000 S$25,000
Per Child or per Adult aged above 70 S$50,000 S$25,000 S$12,500
Overall limit for family plan S$250,000 S$125,000 S$62,500
Other Benefits Comprehensive Plus Comprehensive Basic
Emergency Telephone Charges Per insured person S$400 S$200 S$50
Overall limit for family plan S$1,000 S$500 S$125
Personal Liability Per occurrence S$1,000,000 S500,000 S$250,000
- Legal Expenses (cover sub-limit) Per insured person S$10,000 S$5,000 S$2,500
Hijack of Public Conveyance
(S$100 per 24 hours) 		Per insured person S$10,000 S$5,000 S$2,500
Kidnap and Hostage
(S$100 per 24 hours) 		Per insured person S$10,000 S$5,000 S$2,500
Rental Vehicle Excess Cover Per insured person S$3,000 S$2,000 S$1,000
Terrorism Cover Per insured person Applicable Cover Limit
Home Contents Per insured person S$10,000 S$5,000 S$2,500
Passive War Per insured person Applicable Cover Limit

Overall limit for family plan means the maximum we will pay for each benefit section under the Family Plan during any one trip. Each insured person is only allowed the maximum benefit per insured person for your selected cover.

For complete terms and coverage details, see our policy documents.

Travel Insurance and COVID-19: Please note that claims related to epidemics or pandemics will not be covered for travel policies. Read more.
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