Log in
Don't have Singpass Mobile? Find out more
A Policy Manager account is created when you complete your first quote.
Find out more about the Comprehensive and Basic travel insurance plans offered by Budget Direct Insurance Singapore. Get a direct quote today!
| Personal Accident and Medical Expenses | Comprehensive | Basic | |
|---|---|---|---|
| Accidental Death |
Per Adult aged 70 or below | S$250,000 | S$50,000 |
| Per Child or per Adult aged above 70 |
S$125,000 | S$25,000 | |
| - Accident bereavement | Per insured person | S$5,000 | - |
| Permanent Total Disablement | Per Adult aged 70 or below | S$250,000 | S$50,000 |
| Per Child or per Adult aged above 70 |
S$125,000 | S$25,000 | |
| Overseas Medical Expenses | Per Adult aged 70 or below | S$250,000 | S$50,000 |
| Per Child or per Adult aged above 70 |
S$125,000 | S$25,000 | |
| - Overseas accidental dental expenses (cover sub-limit) | Per insured person | S$25,000 | S$2,500 |
| - Reimbursement for medical aids and equipment (cover sub-limit) | Per insured person | S$1,000 | S$500 |
| Medical Expenses in Singapore | Per Adult aged 70 or below | S$25,000 | - |
| Per Child or per Adult aged above 70 |
S$12,500 | - | |
| - Reimbursement for medical aids and equipment (cover sub-limit) | Per insured person | S$1,000 | - |
| Overseas Hospital Confinement (S$200 per 24 hours) |
Per insured person | S$5,000 | - |
| Compassionate Visit | Per insured person | S$5,000 | - |
| Return of Minor Children | Per insured person | S$5,000 | - |
| Overseas Quarantine Allowance (S$50 per 24 hours) |
Per insured person | S$500 | - |
| Quarantine Allowance in Singapore (S$50 per 24 hours) |
Per insured person | S$500 | - |
| Treatment by a Chinese Medicine Practitioner or a Chiropractor (Overseas or in Singapore) |
Per insured person | S$500 | - |
| Travel Inconveniences | Comprehensive | Basic | |
|---|---|---|---|
| Trip Cancellation | Per insured person | S$10,000 | - |
| Trip Shortened | Per insured person | S$10,000 | - |
| Trip Disruption | Per insured person | S$2,500 | - |
| Trip Postponement | Per insured person | S$1,000 | - |
| Travel Agency Insolvency | Per insured person | S$2,500 | - |
| Travel Delay (S$200 per 6 consecutive hours when overseas and S$100 per 6 consecutive hours when in Singapore) |
Per insured person | S$1,000 | - |
| Travel Misconnection (S$100 per 6 consecutive hours when overseas) |
Per insured person | S$500 | - |
| Trip Diversion (S$100 per 6 consecutive hours when overseas) |
Per insured person | S$500 | - |
| Overbooked Public Transport | Per insured person | S$500 | - |
| Personal Belongings | Comprehensive | Basic | |
|---|---|---|---|
| Loss or Damage of Baggage and Personal Belongings | Per insured person | S$5,000 | S$500 |
| - Losing money (cover sub-limit) | Per insured person | S$250 | S$200 |
| - Losing travel documents (cover sub-limit) | Per insured person | S$2,000 | S$200 |
| Overseas Baggage Delay (S$50 per child/ S$200 per adult per 6 consecutive hours of delay) |
Per insured person | S$1,000 | S$400 |
| Baggage Delay in Singapore
(S$25 per child/ S$100 per adult per 6 consecutive hours of delay) |
Per insured person | S$1,000 | S$200 |
| Emergency Medical Evacuation and Repatriation | Comprehensive | Basic | |
|---|---|---|---|
| Emergency Medical Evacuation | Per Adult aged 70 or below | S$500,000 | S$50,000 |
| Per Child or per Adult aged above 70 |
S$250,000 | S$25,000 | |
| Repatriation of Mortal Remains | Per Adult aged 70 or below | S$50,000 | S$5,000 |
| Per Child or per Adult aged above 70 |
S$25,000 | S$2,500 | |
| Other Benefits | Comprehensive | Basic | |
|---|---|---|---|
| Emergency Telephone Charges | Per insured person | S$200 | S$50 |
| Personal Liability | Per occurrence | S$1,000,000 | S$100,000 |
| Legal Expenses | Per insured person | S$5,000 | - |
| Hijack of Public Conveyance (S$200 per 24 hours) |
Per insured person | S$5,000 | - |
| Kidnap and Hostage (S$200 per 24 hours) |
Per insured person | S$5,000 | - |
| Rental Vehicle Excess Cover | Per insured person | S$2,000 | - |
| Terrorism Cover | Per insured person | ||
| Home Contents | Per insured person | S$5,000 | - |
| Passive War | Per insured person | ||
| Car/ Coach/ Train Benefit (Optional Cover for Plane*) | Comprehensive | Basic | |
|---|---|---|---|
| Overseas Emergency Allowance
(if car/ coach is immobilised 6 hours or more following an accident or breakdown and after the car/ coach primary insurance cover payout) |
|||
| - Towing | Per occurrence | S$2,000 | - |
| - Reasonable overseas emergency phone calls | Per insured person | S$100 | - |
| - Returning home cost per passenger | Per insured person | S$200 | - |
* If you are travelling by plane you can choose to add these benefits under Optional Cover.
| Ferry/ Cruise/ Car/ Coach/ Train/ Plane Options | Comprehensive | Basic | |
|---|---|---|---|
| Loss or Damage of Baggage and Personal Belongings due to Theft, Robbery or Break-In | Per insured person | S$2,000 | - |
| - Losing money | Per insured person | S$1,000 | - |
| - Losing travel documents | Per insured person | S$1,000 | - |
