1. Budget Direct Insurance
  2. Motorcycle Insurance

Singapore’s Cheapest^ Comprehensive​ Motorcycle Insurance for Safe Riders

^Based on an independent consumer research study. ​
More details at valuechampion.sg/best-cheap-motorcycle-insurance#safe.​

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Singapore’s Cheapest^ Comprehensive​ Motorcycle Insurance for Safe Riders
^Based on an independent consumer research study.
More details here.
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Comprehensive​ Motorcycle Insurance for Safe Riders
Father's Day Promo Code
Get up to $50* NETS FlashPay card when you buy a NEW Motorcycle Insurance policy ONLINE by 30 June 2021. *Only for premiums above $150. Terms and conditions apply.
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Motorcycle Insurance Promo

Get up to $50* NETS FlashPay card for Motorcycle Insurance. *Terms apply.

Promo Ends:30 June 2021
Use promo code "BIKEDAD" and get a NETS FlashPay card with up to $50 stored value when you buy a new Motorcycle Insurance policy ONLINE by 30 June 2021. Only for new policies with premiums ABOVE $150. Find out more.
Bring  A Buddy

Bring a Buddy

Refer a friend and get $20 in shopping vouchers. Your buddies will each get 5% off any policy they buy. It's a win-win!

More Reasons Why It Pays to Choose Budget Direct Insurance

cheap and good

Cheap and Good

Budget Direct Insurance gives you great cover and personalised service at an affordable price. Learn more about our philosophy of delivering quality insurance at cheaper prices

here 24/7

We’re here for you 24/7

Our after-hours emergency line means you can call us any time. We’ll be there for you when you need us. You can count on us.

money back guarantee

No Agent Commission

Pay less when you buy direct. No middleman or agency fees means you make a big saving.
Find out more »

Named Rider Plan

Build your cover for you and one other person you allow to use your motorcycle. Learn about Named Rider plan

Vehicle Usage

We ask details about how you use your motorcycle so that you pay only for what you need. You have 3 options to choose from.

  1. Private and Commuting Use
  2. Private and Occasional Business Use
  3. Private and Business Use

ValueChampion Analyst's Rating 4.5 / 5.0​ value champion star

Cheapest Motorcycle Insurance in Singapore (Comprehensive Plans)

Rider Profile: Single, 35-year-old male rider with 5 years of experience and a 20% NCD, riding a 2020 Honda CBF150

cheapest motorcycle insurance cheapest motorcycle insurance
Budget Direct


Source: ValueChampion consumer research study.​
Comparison based on each insurer's base plan with no add-ons. Coverage features may differ.​

Budget Direct Insurance offers Singapore’s cheapest Comprehensive Motorcycle Insurance for safe riders, according to an independent study conducted by consumer research firm, ValueChampion.​

For more details, visit valuechampion.sg/best-cheap-motorcycle-insurance#safe​

What bundle? You choose the optional covers you need.

Other insurers may automatically include covers you may not require, and yet charge you for everything as a bundled plan. At Budget Direct Insurance, you can customise your plan and pay only for what you need. Be it 24 Hours Roadside Assistance, NCD Protector, Overseas Emergency Allowance, or more - it's your choice.

Take a look at Optional Covers.

Great Customer Feedback! /5 stars based on verified reviews.

You may find it helpful to know what others think about our services and products before deciding to buy with us.
Here are all the reviews, unfiltered and unedited, from customers who have shared their feedback with us.

All Motorcycle Insurance is rated 4.7 out of 5 by 337 verified customers.
Motorcycle Insurance FAQs
What types of cover can I choose from?

We have three types of policies you can choose from for your motorcycle.

Third Party Only is the most basic plan and covers your legal responsibility for damage to other people’s property or bodily injury or death to other people caused by an accident involving your motorcycle. It doesn’t cover damage to your own motorcycle.

Third Party Fire and Theft covers the same as Third Party Only plus loss or damage to your motorcycle if it is stolen or catches fire.

Comprehensive covers the same as Third Party Fire and Theft plus any damage to your motorcycle up to its market value.

How much do you insure my motorcycle for?

Under the Comprehensive and Third Party Fire and Theft plans, we insure your motorcycle up to its market value at the time of loss or damage.

Do you guarantee repairs to my motorcycle?

No, we do not guarantee repairs to your motorcycle done by your own workshop.

Who would Budget Direct Insurance not insure?

We won’t insure Riders who have had their licence suspended or revoked in the last 3 years. And we won’t insure those who have been rejected or declined by an insurer in the last 3 years. We don’t cover riders who have a DUI charge (riding while under the influence of alcohol or drugs).

My motorcycle is over 10 years-old, are you able to cover me?

Yes, we can certainly cover your motorcycle which is more than 10 years-old, no problem. It is our aim to make the cost of your motorcycle ownership as affordable as possible. Budget Direct Insurance offers motorcycle insurance premiums from as low as $150. We also provide a wide range of optional covers.