We’re here for you 24/7
Our after-hours emergency line means you can call us any time. We’ll be there for you when you need us. You can count on us.
No Agent Commission
Pay less when you buy direct. No middleman or agency fees means you make a big saving. Find out more »
Cheap and Good Car Insurance
Budget Direct Insurance gives you great cover and personalised service at an affordable price. Learn more about our philosophy of delivering quality insurance at cheaper prices.
Named Rider Plan
Build your cover for you and one other person you allow to use your motorcycle. Learn about Named Rider plan
We ask details about how you use your motorcycle so that you pay only for what you need. You have 3 options to choose from.
- Private and Commuting Use
- Private and Occasional Business Use
- Private and Business Use
What bundle? You choose the optional covers you need.
Other insurers may automatically include covers you may not require, and yet charge you for everything as a bundled plan. At Budget Direct Insurance, you can customise your plan and pay only for what you need. Be it 24 Hours Roadside Assistance, NCD Protector, a range of allowances or more - it's your choice.
Take a look at Optional Covers.
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We have three types of policies you can choose from for your motorcycle.
Third Party Only is the most basic plan and covers your legal responsibility for damage to other people’s property or bodily injury or death to other people caused by an accident involving your motorcycle. It doesn’t cover damage to your own motorcycle.
Third Party Fire and Theft covers the same as Third Party Only plus loss or damage to your motorcycle if it is stolen or catches fire.
Comprehensive covers the same as Third Party Fire and Theft plus any damage to your motorcycle up to its market value.
Under the Comprehensive and Third Party Fire and Theft plans, we insure your motorcycle up to its market value at the time of loss or damage.
No, we do not guarantee repairs to your motorcycle done by your own workshop.
We won’t insure Riders who have had their licence suspended or revoked in the last 3 years. And we won’t insure those who have been rejected or declined by an insurer in the last 3 years. We don’t cover riders who have a DUI charge (riding while under the influence of alcohol or drugs).
Yes, we can certainly cover your motorcycle which is more than 10 years-old, no problem. It is our aim to make the cost of your motorcycle ownership as affordable as possible. Budget Direct Insurance offers motorcycle insurance premiums from as low as $150. We also provide a wide range of optional covers.
Motorcycle Insurance Knowledge Base
Get quick and easy answers to your questions about motoring and insurance.