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We Hear You! NOW 25%* CHEAPER Comprehensive Motorcycle Insurance!

*Terms and conditions apply. Prices may differ according to rider profiles.

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Bring  A Buddy

Car insurance due? Pay Less or get $100

Promo Ends:30 September 2020
If your renewal premium with your current insurer is cheaper than our premiums for the same level of cover, we’ll give you $100 even if you don't buy. Find out more.
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We’re here for you 24/7

Our after-hours emergency line means you can call us any time. We’ll be there for you when you need us. You can count on us.

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No Agent Commission

Pay less when you buy direct. No middleman or agency fees means you make a big saving. Find out more »

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Cheap and Good Car Insurance

Budget Direct Insurance gives you great cover and personalised service at an affordable price. Learn more about our philosophy of delivering quality insurance at cheaper prices

Named Rider Plan

Build your cover for you and one other person you allow to use your motorcycle. Learn about Named Rider plan

Vehicle Usage

We ask details about how you use your motorcycle so that you pay only for what you need. You have 3 options to choose from.

  1. Private and Commuting Use
  2. Private and Occasional Business Use
  3. Private and Business Use

What bundle? You choose the optional covers you need.

Other insurers may automatically include covers you may not require, and yet charge you for everything as a bundled plan. At Budget Direct Insurance, you can customise your plan and pay only for what you need. Be it 24 Hours Roadside Assistance, NCD Protector, a range of allowances or more - it's your choice.

Take a look at Optional Covers.

0% Interest

12 months of interest-free instalment premium payments*

In times of uncertainty, we're here to help. Enjoy 12 months of interest-free instalment premium payments* for your car, motorcycle or annual travel insurance when you pay with your DBS/POSB Mastercard or Visa Credit Card. Read more.

*For insurance premiums of $200 and above per policy.

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Great Customer Feedback! /5 stars based on verified reviews.

You may find it helpful to know what others think about our services and products before deciding to buy with us.
Here are all the reviews, unfiltered and unedited, from customers who have shared their feedback with us.

All Motorcycle Insurance is rated 4.5 out of 5 by 337.
Motorcycle Insurance FAQs
What types of cover can I choose from?

We have three types of policies you can choose from for your motorcycle.

Third Party Only is the most basic plan and covers your legal responsibility for damage to other people’s property or bodily injury or death to other people caused by an accident involving your motorcycle. It doesn’t cover damage to your own motorcycle.

Third Party Fire and Theft covers the same as Third Party Only plus loss or damage to your motorcycle if it is stolen or catches fire.

Comprehensive covers the same as Third Party Fire and Theft plus any damage to your motorcycle up to its market value.

How much do you insure my motorcycle for?

Under the Comprehensive and Third Party Fire and Theft plans, we insure your motorcycle up to its market value at the time of loss or damage.

Do you guarantee repairs to my motorcycle?

No, we do not guarantee repairs to your motorcycle done by your own workshop.

Who would Budget Direct Insurance not insure?

We won’t insure Riders who have had their licence suspended or revoked in the last 3 years. And we won’t insure those who have been rejected or declined by an insurer in the last 3 years. We don’t cover riders who have a DUI charge (riding while under the influence of alcohol or drugs).

My motorcycle is over 10 years-old, are you able to cover me?

Yes, we can certainly cover your motorcycle which is more than 10 years-old, no problem. It is our aim to make the cost of your motorcycle ownership as affordable as possible. Budget Direct Insurance offers motorcycle insurance premiums from as low as $150. We also provide a wide range of optional covers.