Bring A Buddy
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You get S$20 in shopping vouchers for every buddy you refer and who buys an annual policy from us, and your buddy will enjoy a 5% discount on that policy. Find out more.
Ready to save on your Motorbike Insurance?
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All Motorcycle Insurance is rated out of 5 by 337.
Named Rider Plan
Build your cover for you and one other person you allow to use your motorcycle. Learn about Named Rider plan
Vehicle Usage
How your motorcycle is used during the day? To get to and from work? Throughout the day? Outside of office hours? This information helps us provide the right level of cover. Read more about vehicle usage.
What bundle? You choose the optional covers you need.
Other insurers automatically include, and charge you for everything. At Budget Direct Insurance, you choose what you need. Be it 24 Hours Roadside Assistance, NCD Protector, a range of allowances or more - it's your choice.
Take a look at Optional Covers.
Motorcycle Insurance FAQs
What types of cover can I choose from?
We have three types of policies you can choose from for your motorcycle.
Third Party Only is the most basic plan and covers your legal responsibility for damage to other people’s property or bodily injury or death to other people caused by an accident involving your motorcycle. It doesn’t cover damage to your own motorcycle.
Third Party Fire and Theft covers the same as Third Party Only plus loss or damage to your motorcycle if it is stolen or catches fire.
Comprehensive covers the same as Third Party Fire and Theft plus any damage to your motorcycle up to its market value.
How much do you insure my motorcycle for?
Under the Comprehensive and Third Party Fire and Theft plans, we insure your motorcycle up to its market value at the time of loss or damage.
Do you guarantee repairs to my motorcycle?
No, we do not guarantee repairs to your motorcycle done by your own workshop.
Who would Budget Direct Insurance not insure?
We won’t insure Riders who have had their licence suspended or revoked in the last 3 years. And we won’t insure those who have been rejected or declined by an insurer in the last 3 years. We don’t cover riders who have a DUI charge (riding while under the influence of alcohol or drugs).
My motorcycle is over 10 years-old, are you able to cover me?
Yes, we can certainly cover your motorcycle which is more than 10 years-old, no problem. It is our aim to make the cost of your motorcycle ownership as affordable as possible. Budget Direct Insurance offers motorcycle insurance premiums from as low as $150. We also provide a wide range of optional covers.
Motorcycle Insurance Knowledge Base
Get quick and easy answers to your questions about motoring and insurance.
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