1. Budget Direct Insurance
  2. /
  3. Car Insurance
  4. /
  5. Comprehensive

Our Top Comprehensive Car Insurance

Save up to 20%* today.

* Based on a study conducted by Budget Direct Insurance. Any savings will depend on key factors, including your car and how it's used, driver profiles and insurance history.

 Get a Quote

img space

car-icon

Our Top Comprehensive
Car Insurance

Get a Quote
Bring  A Buddy

Car insurance due? Pay Less or get $100

If your renewal premium with your current insurer is cheaper than our premiums for the same level of cover, we’ll give you $100 even if you don't buy. Find out more.
Bring  A Buddy

Bring A Buddy

You get S$20 in shopping vouchers for every buddy you refer and who buys an annual policy from us, and your buddy will enjoy a 5% discount on that policy. Find out more.

What is Comprehensive Car Insurance?

Covers your liability for damage or injury/death caused to others and their property. Plus any damage to your car due to fire, storms, floods and by accidents to your car.

The highest level of insurance you can get.

What we cover

Here’s what you get with our Comprehensive Policy.

  • Injury or death to someone else
    If you accidentally injure/kill someone else in a car accident you will have unlimited cover.
  • Damage to other people’s property
    If you damage someone else’s property in a car accident you’re covered for up to S$5,000,000.
  • Legal costs against criminal charges
    We’ll pay your legal costs or expenses against criminal charges up to S$3,000 following an accident.
  • Towing
    If your car needs to be towed after an accident you’re covered up to S$200 for tows in Singapore and S$500 for tows outside Singapore.
  • Damage to your car if someone else crashes into you
    If someone else crashes into your car and damages it, we will either arrange for your car to be repaired, replaced or pay up to its market value.
  • Damage to your car when it’s your fault
    You’re protected if you crash into another car, or you crash your car into something else.
  • Damage by fire
    This plan will cover your car for any fire damage up to its market value.
  • Damage or loss to your car due to theft
    We will pay up to the market value of your car.
  • Damage by fallen trees, flood, storms or any other natural disaster
    If your car is damaged by fallen trees, accidental flooding, storms or any other natural disasters, we will either arrange for your car to be repaired, replaced or pay you up to its market value.
  • Damage by vandals
    Damage to your car caused by vandals? Rest assured you’re covered.
  • Damage to windscreen or windows
    We will pay out for cracks or damage to your car windscreen or windows.
To find out exactly what’s covered, check out the Car Insurance Product Disclosure Document.

Driver Plans

You can save more by specifying who will drive your car. Adapt your cover to suit how your car is used and only pay for what you need. We have 2 driver plans. Learn more about Named Driver & Authorised Driver plans.

Vehicle Usage

The more you use your car, especially during the day, the greater the chance of something happening to it. That's why it’s important to understand how often your car is being used. This helps us to provide the right level of cover. Read more about vehicle usage.

Want more? Check out our Optional Covers

A little more and you'll get 24 Hour Roadside Assistance cover. If your car breaks down, gets a flat tyre, the battery goes flat, runs out of petrol or you lose your keys, you can breathe easy knowing we’ll be there for you 24/7. You'll never be left stranded.

Our Optional Covers include extra cover in Malaysia and Thailand or your choice of repair workshop. You decide which benefits best suit you and your budget.