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Cheaper car insurance for women in Singapore

An even better deal for women motorists with Budget Direct Insurance. The insurer that rewards safe drivers.

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car insurance for women


Cheaper car insurance for women in Singapore

Get a Quote

Did you know that women in Singapore get cheaper car insurance? According to a report by consumer researchers, ValueChampion, women pay an average of 10% less for their premium than men.

That’s because women are statistically considered to be safer drivers than men.

Simply put, statistics show that men have more traffic accidents than women. In fact, men are three times more likely than women to be involved in a fatal traffic accident according to a report by the World Health Organisation.

Of course, there are many other factors besides gender that go into calculating a motorist’s insurance premium including age and driving history. But all things considered, women tend to pay less for their insurance because they have a better safety record.

An even better deal for women motorists with Budget Direct Insurance. The insurer that rewards safe drivers.

That’s good news for women motorists and even better if you buy your car insurance with Budget Direct Insurance.

In an independent study of Singapore’s leading insurance companies, Budget Direct Insurance came up tops when it came to rewarding safe drivers. The study showed that we offer one of the biggest discounts on premiums to safe drivers – categorised in this study as those with a 50% No Claim Discount. In fact, for some drivers their premium price with Budget Direct Insurance more than halved if they had a 50% NCD. Find out more.

It makes sense that women drivers with a good safety record stand to get an even better deal on car insurance with Budget Direct Insurance, the insurer that rewards safe drivers.

How to switch

Switching to Budget Direct from another insurer is as easy as 1-2-3:



Get a Budget Direct Car insurance quote; weigh up the costs and benefits of switching from your current insurer.



Save up to 20% buying car insurance direct.



Once you’re covered by us, contact your previous insurer to cancel your other policy.

Features and benefits

While Budget Direct Insurance has built up a strong reputation as a price leader in car insurance, we also offer great value for money.
Not only are our premiums hard to beat, our customers’ policies include a great range of features, such as:

Repair Guarantee

Repair Guarantee

Have your car repaired at one of our conveniently-located Authorised Workshops. All repairs are guaranteed for 12 months.

24 Hours Roadside Assistance

24 Hours Roadside Assistance

Our 24 Hours Roadside Assistance will be there for you if you’re stranded by a breakdown, flat tyre, flat battery or anything else.

No Claim Discount (NCD) Protection

No Claim Discount (NCD) Protection

You can make one claim a year without affecting your No Claim Discount. (Applies to those who have an NCD of 30% or more).

Customisable Excess

Customisable Excess

Choose to reduce or increase this amount depending on your claim experience and budget.

To find out exactly what’s covered and what your options are, check out the Car Insurance Product Disclosure Document.

More ways you can save

Opt for Singapore Only cover
Want cover just for Singapore? You’ll get a discount on your insurance premium. A smart way to cut down your costs.

Off-Peak Car Discount
Get an additional 15% off. Reduce your premium if you drive an off-peak car.

Go Paperless
All your documents will be sent via email and you can also retrieve them from the Policy Manager. You save $20 (Including Prevailing GST)

Want more reasons to buy?

  1. Get customisable car insurance plans that let you choose the options you need such as our handy 24-hours roadside assistance. You only pay for the features you use. No bundles.
  2. Get an instant quote in 30 seconds and buy online or over the phone. Get insured and go! No time-wasting. We know your time is precious.
  3. We steer clear of risky drivers and insure safe motorists so that you don’t have to subsidise those who make multiple claims.
  4. Join our band of happy customers. Read what others are saying about our great products and first-class service on Feefo.

Got any questions?

Browse our frequently asked questions and you’ll probably find what you’re looking for.

You can call us at 62212111, Mondays to Fridays, 9am to 8pm and Saturdays, 9am to 3pm (Closed on Sundays and public holidays) or request a call back.