Drive an Off-Peak Car? Get 15% off your car insurance!

Off-Peak Car drivers pay less

Make bigger savings on your car insurance when you drive an Off-Peak Car.

Get an additional 15% off your car insurance with Budget Direct Insurance when you drive an Off-Peak Car. The discount is available to all cars registered under any of the Off-Peak Car schemes which include the Revised Off-Peak Car (ROPC), Off-Peak Car (OPC) and Weekend Car (WEC) schemes.

At Budget Direct Insurance, we reward drivers who use their car less frequently. We find out exactly how you use your car so you pay the premium that is right for you and no more. When you get a quote with Budget Direct Insurance we ask the right questions so that you pay only for what you need.

How do I get my Off-Peak Car discount?

We’ll ask you whether or not you drive an Off-Peak Car when you fill in your details during the online quote process. The premium shown will be after the 15% discount. If you get a quote from us over the phone or in person at our office, we’ll make it our business to know whether you drive an OPC and the 15% discount will be applied on your premium. We like to make it as easy as possible for you to pay less on your car insurance!

What’s an Off-Peak Car?

These are cars that are registered under the Revised Off-Peak Car (ROPC), Off-Peak Car (OPC) or Weekend Car (WEC) scheme (each, an “OPC Scheme”). Such cars generally can be driven only during the stipulated non-peak hours on weekdays and on weekends and public holidays. You can tell an Off-Peak Car by its red car registration plate. Having an Off-Peak Car helps you cut the costs of owning a car with savings on road tax and rebates against the quota premium for a Certification of Entitlement (COE). And of course at Budget Direct Insurance you get to make even bigger savings on your car insurance with our 15% discount. 

For more details on the OPC Schemes, please refer to www.lta.gov.sg

Pay less on your car insurance and get a quote today