If you refer a friend, and they buy their insurance from us, you both win!
Ready to Bring a Buddy?
If you are or were a Budget Direct Insurance customer, simply log into Policy Manager to retrieve your Buddy ID.Get Your Buddy ID
Got a Friend’s Buddy ID?
Provide your friend's Buddy ID when you get a quote from us. If you buy, you’ll get 5% off. Your friend gets S$20 if you buy a Car, Motorcycle or Annual Travel policy. Simple!Get a Quote keyboard_arrow_right
How does the Bring a Buddy Programme work?
Budget Direct Insurance customers share their unique Buddy ID with friends.
Friends use the Buddy ID to buy Car, Motorcycle or Travel insurance.
You Both Win!
Budget Direct Insurance customers get S$20 in shopping vouchers for every friend who provides their Buddy ID when buying a Car, Motorcycle or Annual Travel policy, and the friend gets a 5% discount on any policy purchased.
Get a discount off your insurance policy and the next one!
If you are using your friend’s Buddy ID to buy a policy from us for the first time, you get to enjoy a discount of 5% off that purchase.
|Using your friend's Buddy ID for your first time purchase of:||Entitles you to a discount of:|
|Single Trip Travel Insurance||5%|
|Annual Travel Insurance||5%|
Already got a Budget Direct Insurance policy?
If you already have your Buddy ID but do not have a Budget Direct Insurance policy in force, you can still enjoy 5% discount when buying any policy using your Buddy ID.
Buy one or more additional policies and save up to 10% on your premium
If you have a Buddy ID and have an existing “in-force” Car, Motorcycle or Annual Travel insurance policy with Budget Direct Insurance, there are preferential discounts that you can enjoy when you buy more policies from us:
|Using your OWN Buddy ID for your subsequent purchase* of||Entitles you to a discount of|
|Single Trip Travel Insurance||5%|
|Annual Travel Insurance||10%|
*This insurance policy must not, at the time of purchase, cover the same risks and subject matter as any of the customer's existing "in force" policy with Budget Direct Insurance (where customer is the policyholder).
Just remember to use your Buddy ID when you buy your next policy from us! You can retrieve your Buddy ID by logging into Policy Manager. It’s simple!
Do I get any discount when using a Buddy ID to purchase a single trip travel policy?
Yes! You asked, we listened! Now you can enjoy 5% discount as well when you use a Buddy ID to purchase a single trip travel insurance policy.
How do I get my S$20 in shopping vouchers?
Share your Buddy ID with your family and friends, and if they buy any Car, Motorcycle or Annual Travel insurance policy from us using your Buddy ID, they get 5% off and you get shopping vouchers worth S$20.
Where can I get my Buddy ID from?
If you have bought a policy from Budget Direct Insurance before, you’ll be given a unique Buddy ID which you can retrieve when you log into Policy Manager. You can also call our Buddy ID helpline at +65 6540 2133 for assistance.
If you are not yet a customer of Budget Direct Insurance, you can get a Buddy ID by purchasing a policy from us at Budget Direct Insurance.
How can my friends use my Buddy ID?
When your friends get a quote for a Car, Motorcycle or Travel policy online, there will be a field for them to enter your Buddy ID. Alternatively, if they get a quote for such policy over the phone or in person at our Customer Care Centre, they can provide your Buddy ID to their attending Customer Care Executive.
How can I promote my Budget Direct Insurance Buddy ID to friends?
Any way you like! Post it on your Facebook, Twitter, LinkedIn, Google+, Pinterest. Put it in your email signature. Text it to everyone you know. The choice is yours.
There’s no limit to how many times you or your friends can use your Buddy ID.
So don’t just tell one friend, tell everyone!
When do I get my S$20 in shopping vouchers?
We will send you S$20 worth of Capitaland Mall shopping vouchers within forty-five (45) days after the start date of the annual policy bought by your friend. This gives your friend time to review his/her insurance policy and make any changes if required.
The vouchers will be posted by normal mail to your mailing address in our records. If you do not receive the vouchers by such date, please call our Customer Care Centre at +65 6540 2133 for assistance.
What happens to my Buddy ID if I’m no longer a customer with Budget Direct Insurance?
Don’t worry, you can still use your Buddy ID to refer friends. They will be eligible to get a discount on their premium and you’ll still get a $20 referral fee. Your Buddy ID lasts a lifetime!
The terms and conditions set out below apply to the Budget Direct Insurance Bring a Buddy Programme (the “Referral Programme”):
Incentives for referring a Buddy
- The Referral Programme encourages both existing and past customers of Budget Direct Insurance (collectively, “Customers”, and each a “Customer”) to invite new customers to purchase insurance products from Budget Direct Insurance.
- When a Customer successfully refers a new customer (“New Customer”) purchasing a Car, Motorcycle or Annual Travel Insurance policy, the Customer receives S$20 worth of Capitaland Mall shopping vouchers and the New Customer gets a 5% discount off the premium for any policy bought from Budget Direct Insurance.
- A referral of a New Customer by the Customer under the Referral Programme is considered successful only where:
- the New Customer has never bought a policy from Budget Direct Insurance before;
- the New Customer uses the Customer’s Buddy ID to buy a Car, Motorcycle or Annual Travel policy (“Policy”) by:
- entering the Buddy ID in the appropriate field in the process of getting a quote for the Policy online; or
- providing the Buddy ID to their attending Customer Care Executive when getting a quote for the Policy over the phone or in person at our Customer Care Centre; and
- the New Customer buys a Policy, and such Policy is not cancelled:
- within the relevant cooling-off period; or
- before the start date of that Policy.
- An individual previously or currently insured under a policy issued by Budget Direct Insurance (each, a “Previous Policy” and “Previous Policies” shall mean all of them) will be considered as a New Customer where:
- the individual was not a policyholder in any of the Previous Policies; and
- the individual buys a new Policy as policyholder, through the Referral Programme.
Purchase of the Policy and subsequent policies
- Under the Referral Programme, the Customer will enjoy discounts off the next one or more Policies when buying from Budget Direct Insurance using his/her Buddy ID, in the following manner:
When the New Customer uses a friend's Buddy ID for first time purchase of: Entitles the New Customer to a discount of: Single Trip Travel Insurance 5% Annual Travel Insurance 5% Car Insurance 5% Motorcycle Insurance 5% When the Customer who does not have an “in force” policy uses his/her own Buddy ID for the purchase of: Entitles the Customer to a discount of: Single Trip Travel Insurance 5% Annual Travel Insurance 5% Car Insurance 5% Motorcycle Insurance 5% When the Customer who has an “in force” policy uses his/her own Buddy ID for the purchase* of: Entitles the Customer to a discount of: Single Trip Travel Insurance 5% Annual Travel Insurance 10% Car Insurance 10% Motorcycle Insurance 10%
This insurance policy must not, at the time of purchase, cover the same risks and subject matter as any of the Customer's existing "in force" policy with Budget Direct Insurance (where Customer is the policyholder).
- The discounts given through the Referral Programme will apply on top of any existing promotions, discounts, offers, vouchers, rebates or privileges.
- The incentives enjoyed under the Referral Programme does not apply to any renewal, endorsement, extension, shortening or cancellation of any existing policies of the Customer.
- There is no limit to the number of New Customers a Customer can refer. For example, if a Customer successfully refers 10 New Customers, then the Customer will receive 10 times, the referral incentive being S$200 worth of Capitaland Mall shopping vouchers.
- A Customer who has successfully referred a New Customer will receive S$20 worth of Capitaland Mall shopping vouchers, which will be posted by normal mail to the Customer’s mailing address in our records within 45 days after the start date of the New Customer’s Policy. If the mailing address provided by the Customer is incorrect or invalid in any way, Budget Direct Insurance is not obliged to re-send the vouchers. If the Customer does not receive the vouchers by the above-mentioned date, the Customer should call our Customer Care Centre at +65 6540 2133 for assistance.
- The terms and conditions of this Referral Programme may be amended by Budget Direct Insurance at any time without notice or incurring liability to any party.
- The decision of Budget Direct Insurance is final. Any updates to these terms and conditions will be published on budgetdirect.com.sg.