Bring A Buddy

Bring a Buddy

Refer a friend, and if they buy an insurance policy from us, you both win!

How does the Bring a Buddy Programme work?

Refer a friend to buy a policy - You get a $20* e-voucher and your buddy gets up to $80* in e-vouchers. It's a win-win!

Share your Buddy ID with friends.

Buy

Friends use your Buddy ID to buy an insurance policy.

You Both Win!

You get $20* in e-vouchers for any annual Car, Motorcycle, Commercial Vehicle Insurance and/or Travel policy your friend buys.

Your friend gets up to $80* in e-vouchers for their first-time purchase of any policy from us. See details in the table below:

Product	Premium for each Eligible Policy (after discounts, including GST)	Your friend receives e-vouchers worth:	Reward for BDI customer (referrer) for each successful referral of annual policy
Car	$800 or more	$50	$20
Car	Less than $800	$20
Motorcycle	Any premium amount	$20
Commercial Vehicle	$1,700 or more	$80
Commercial Vehicle	Less than $1,700	$50
Annual Travel	Any premium amount	$10
Single Trip Travel	$30 and more	$5	NIL

Ready to Bring a Buddy?	Got a friend’s Buddy ID?
If you are or were a Budget Direct Insurance customer, simply log into Policy Manager to retrieve your Buddy ID. Get Your Buddy ID >	Get a quote using your friend’s Buddy ID via the Referral Link, over the phone or in person. Call our Customer Care Team >

Can I use my own Buddy ID when I buy more than one Budget Direct Insurance policy?

Absolutely! And you’ll get up to $50* in e-vouchers with your next insurance policy purchase. Just remember to use your Buddy ID! This applies to Car, Motorcycle, and Travel Insurance, but you cannot use your own Buddy ID to purchase a Commercial Vehicle Insurance policy.

Where can I find my Buddy ID?

You can retrieve your Buddy ID by logging into Policy Manager. You must have bought a policy from Budget Direct Insurance before to be assigned a Buddy ID. You can also call our Buddy ID helpline at 6221 2111 for assistance.

How can my friends use my Buddy ID?

Your friends would need to receive a Buddy ID Referral Link from you to buy a Car, Motorcycle, Commercial Vehicle or Travel insurance policy online, or quote your Buddy ID when they speak with us.

How will I know if my referral is successful?

We will notify you via the email address linked to your Buddy ID. The email will be sent to you within 30 days after the start date of the annual policy bought by your friend. This gives your friend time to review their insurance policy and make any changes if required.

If you do not receive our notification email by such date, please call our Customer Care Centre at 6221 2111 for assistance.

Where can I find my e-vouchers?

You will receive an email containing a notification to log in to your Policy Manager, to redeem the e-voucher. Click on the link to accept your e-vouchers before the redemption link’s expiry date shown on Policy Manager. Once you have redeemed your e-voucher, you have up to 12 months to spend it.

More information on accepting your e-voucher here.

What happens to my Buddy ID if I no longer have an existing policy with Budget Direct Insurance?

Your Buddy ID lasts a lifetime! You and your buddies can still use your Buddy ID to buy any future policies and enjoy e-voucher rewards.

Remember to update us when there’s a change to the email address linked to your Buddy ID to ensure you receive our notification emails.

*Terms and conditions apply

Terms and Conditions - Bring a Buddy Programme

The terms and conditions set out below apply to the Bring a Buddy Programme offered by Budget Direct Insurance (also referred to in these terms and conditions as “Budget Direct”, “we”, “our” or “us”):

The Bring a Buddy Programme is a referral programme that encourages all customers who have purchased an insurance policy from us before (each a “Customer”) to invite new customers to purchase insurance products from Budget Direct Insurance.
When a Customer successfully refers friends and family (each a “Buddy”) who purchase our Car, Motorcycle, Commercial Vehicle or Travel Insurance policy, the Buddy is eligible to get up to $80 in e-vouchers for any policy bought from Budget Direct Insurance (“Buddy Reward”). The Customer receives $20 in e-vouchers (“Referral Reward”) for any annual policy purchased by the Buddy.
Subject to Budget Direct’s underwriting criteria and requirements and validation of the policy details, a referral of a Buddy by the Customer is considered successful only where:
1. the Buddy has never bought a policy from us before;
2. the Buddy buys a policy for the first time from us by:
  1. getting a quote for the policy online via the unique Buddy ID Referral Link received from the Customer; or
  2. providing the Customer’s Buddy ID to the Buddy’s attending Customer Care Executive when getting a quote for the policy over the phone or in person at our Customer Care Centre prior to payment; and
3. the Buddy’s policy is in-force at the time of redemption of the e-voucher.
An individual previously or currently insured under a policy issued by Budget Direct (“Previous Policy”) will be considered as a Buddy who has never bought a policy from us before where:
1. the individual was not a policyholder in any Previous Policy; and
2. the individual buys a policy for the first time from us, as a policyholder, through the Bring a Buddy Programme.
Upon successful referral, the Buddy and Customer will be eligible for their respective Buddy Reward and Referral Reward (for annual policy only) as outlined below:

Product	Premium (after discounts, including GST)	Buddy Reward	Referral Reward
Car	$800 or more	$50	$20
Car	Less than $800	$20
Motorcycle	Any premium amount	$20
Commercial Vehicle	$1,700 or more	$80
Commercial Vehicle	Less than $1,700	$50
Annual Travel	Any premium amount	$10
Single Trip Travel	$30 and more	$5	NIL

The rewards under the Bring a Buddy Programme will not apply in conjunction with Budget Direct’s partner programme which involves the use of an Affinity ID. The rewards may apply on top of existing promotions on our website.
There is no limit to the number of Buddy referrals a Customer can make. For example, if a Customer successfully makes 10 Buddy referrals, the Customer is eligible to receive the Referral Reward 10 times, being $200 worth of e-vouchers.
A Customer who has successfully referred a Buddy, and a Buddy who has been successfully referred, will each receive an email containing a notification to redeem their e-voucher. Each Customer and Buddy is responsible for redeeming the e-voucher before the redemption link’s expiry date and accept that use of the e-voucher is subject to the terms and conditions of the participating merchant(s) providing the e-voucher. The email will be sent to the Customer’s and the Buddy’s respective email addresses in our records within 30 days after the start date of the Buddy’s policy. No email will be sent to the Customer if the Buddy’s first-purchased policy is a Single Trip travel policy.
We are not obliged to re-send the notification email if the Customer’s email address linked to the Buddy ID or the email address provided by the Buddy is incorrect or invalid. If the Customer or the Buddy does not redeem the e-voucher by the redemption link’s expiry date , we are not obliged to re-activate the redemption link for redemption of the e-voucher.
We are entitled to determine the participating merchant(s) providing the e-voucher. Save that we reserve the right to substitute the e-voucher with another reward of equivalent value at any time without giving notice, the e-voucher is non-transferable and non-exchangeable for cash, credit or any other item.
By participating in the Bring a Buddy Programme, the Buddy and the Customer each agrees to Budget Direct’s Privacy Policy available on our website, and agree that we may collect, use, disclose and process their personal data for the purpose of verifying their eligibility and administering the rewards under the Bring a Buddy Programme,
We may amend these terms and conditions at any time without notice or incurring liability to any party. Our decision on all matters relating to the Bring a Buddy Programme is final.