1. Budget Direct Insurance
  2. Bring A Buddy

Bring A Buddy

Refer a friend and get $20 in shopping vouchers. Your buddies will each get 5% off any policy they buy. It's a win-win!

Bring a Buddy

Refer a friend and get $20 in shopping vouchers. Your buddies will each get 5% off any policy they buy. It's a win-win!

We’ve made it even easier for you to redeem your shopping vouchers when you refer a friend to Budget Direct and they buy insurance from us.

If you referred a new Buddy to us recently, please check your email (as registered in our records) for details to redeem your e-voucher.

Has your email address changed? Call us at 6221 2111 or email [email protected] to update your details to ensure you receive your e-shopping vouchers.

If you refer a friend, and they buy their insurance from us, you both win!

Ready to Bring a Buddy?

If you are or were a Budget Direct Insurance customer, simply log into Policy Manager to retrieve your Buddy ID.

 

Got a Friend’s Buddy ID?

Provide your friend's Buddy ID when you get a quote from us. If you buy, you’ll get 5% off. Your friend gets S$20 if you buy a Car, Motorcycle or Annual Travel policy. Simple!

Call our Customer Care Team keyboard_arrow_right
 

How does the Bring a Buddy Programme work?

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Share

Share your unique Buddy ID with friends.

 
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Buy

Friends use your Buddy ID to buy Car, Motorcycle or Travel insurance.

 
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You Both Win!

You get S$20 in e-shopping vouchers for every friend who provides your Buddy ID when successfully buying a Car, Motorcycle or Annual Travel policy, and the friend gets a 5% discount on any policy purchased.

 

Get a discount off your insurance policy and the next one!

If you are using your friend’s Buddy ID to buy a policy from us for the first time, you get to enjoy a discount of 5% off that purchase.

Using your friend's Buddy ID for your first time purchase of: Entitles you to a discount of:
Single Trip Travel Insurance 5%
Annual Travel Insurance 5%
Car Insurance 5%
Motorcycle Insurance 5%

Already got a Budget Direct Insurance policy?

If you already have your Buddy ID but do not have a Budget Direct Insurance policy in force, you can still enjoy 5% discount when buying any policy using your Buddy ID.

Buy one or more additional policies and save up to 10% on your premium

If you have a Buddy ID and have an existing “in-force” Car, Motorcycle or Annual Travel insurance policy with Budget Direct Insurance, there are preferential discounts that you can enjoy when you buy more policies from us:

Using your OWN Buddy ID for your subsequent purchase* of Entitles you to a discount of
Single Trip Travel Insurance 5%
Annual Travel Insurance 10%
Car Insurance 10%
Motorcycle Insurance 10%

*This insurance policy must not, at the time of purchase, cover the same risks and subject matter as any of the customer's existing "in force" policy with Budget Direct Insurance (where customer is the policyholder).

Just remember to use your Buddy ID when you buy your next policy from us! You can retrieve your Buddy ID by logging into . It’s simple!

Do I get any discount when using a Buddy ID to purchase a single trip travel policy?

Yes! You asked, we listened! Now you can enjoy 5% discount as well when you use a Buddy ID to purchase a single trip travel insurance policy.

How do I get my S$20 in e-shopping vouchers?

Share your Buddy ID with your family and friends, and if they buy any Car, Motorcycle or Annual Travel insurance policy from us using your Buddy ID, they get 5% off and you get e-shopping vouchers worth S$20.

For more information on accessing e-shopping voucher please click here.

Where can I get my Buddy ID from?

If you have bought a policy from Budget Direct Insurance before, you’ll be given a unique Buddy ID which you can retrieve when you log into . You can also call our Buddy ID helpline at +65 6221 2111 for assistance.

If you are not yet a customer of Budget Direct Insurance, you can get a Buddy ID by purchasing a policy from us at Budget Direct Insurance.

How can my friends use my Buddy ID?

When your friends get a quote for a Car, Motorcycle or Travel policy online, there will be a field for them to enter your Buddy ID. Alternatively, if they get a quote for such policy over the phone or in person at our Customer Care Centre, they can provide your Buddy ID to their attending Customer Care Executive.

How can I promote my Budget Direct Insurance Buddy ID to friends?

Any way you like! Post it on your Facebook, Twitter, LinkedIn, Instagram, Pinterest. Put it in your email signature. Text it to everyone you know. The choice is yours.

There’s no limit to how many times you or your friends can use your Buddy ID.

So don’t just tell one friend, tell everyone!

When do I get my S$20 in e-shopping vouchers?

We will email you a link to access your S$20 worth of e-shopping voucher within thirty (30) days after the start date of the annual policy bought by your friend. This gives your friend time to review his/her insurance policy and make any changes if required.

The link to the vouchers will be emailed to the same account that we have on file for you. If you do not receive our email by such date, please call our Customer Care Centre at +65 6221 2111 for assistance.

How do I access my eCapitaVoucher?

We will send you an email to the registered account that we have on file for you (i.e. the email address linked to your Buddy ID). From the email you receive, click on the link to redeem the e-shopping voucher before its expiry date. Once you have accepted and activated your e-shopping voucher, you have up to 12 months in which to spend and redeem it.

For more information on accessing e-shopping voucher please click here.

What happens to my Buddy ID if I’m no longer a customer with Budget Direct Insurance?

Don’t worry, you can still use your Buddy ID to refer friends. They will be eligible to get a 5% discount on their premium and you’ll still get a $20 referral reward in e-shopping vouchers*. So, remember to update us when there’s a change to your email address linked to your Buddy ID. Your Buddy ID lasts a lifetime!

Terms and Conditions

The terms and conditions set out below apply to the Budget Direct Insurance Bring a Buddy Programme (the “Referral Programme”):

Rewards for referring a Buddy
  1. The Referral Programme encourages both existing and past customers of Budget Direct Insurance (collectively, “Customers”, and each a “Customer”) to invite new customers to purchase insurance products from Budget Direct Insurance.
  2. When a Customer successfully refers a buddy (“New Customer”) who purchases a Car, Motorcycle or Annual Travel Insurance policy, the Customer is eligible to receive S$20 worth of e-shopping vouchers and the New Customer gets a 5% discount off the premium for any policy bought from Budget Direct Insurance.
  3. Subject to Budget Direct Insurance’s underwriting criteria and requirements, a referral of a New Customer by the Customer under the Referral Programme is considered successful only where:
    1. the New Customer has never bought a policy from Budget Direct Insurance before;
    2. the New Customer uses the Customer’s Buddy ID to buy a Car, Motorcycle or Annual Travel policy (“Policy”) by:

      1. entering the Buddy ID in the appropriate field in the process of getting a quote for the Policy online; or
      2. providing the Buddy ID to their attending Customer Care Executive when getting a quote for the Policy over the phone or in person at our Customer Care Centre; and
    3. the New Customer buys a Policy, and such Policy is not cancelled before the start date of that Policy.
  4. An individual previously or currently insured under a policy issued by Budget Direct Insurance (each, a “Previous Policy” and “Previous Policies” shall mean all of them) will be considered as a New Customer where:
    1. the individual was not a policyholder in any of the Previous Policies; and
    2. the individual buys a new Policy as policyholder, through the Referral Programme.
Purchase of the Policy and subsequent policies
  1. Under the Referral Programme, the Customer can also enjoy discounts off the next one or more Policies when buying from Budget Direct Insurance using his/her Buddy ID, in the following manner:

    When the New Customer uses a friend's Buddy ID for first time purchase of: Entitles the New Customer to a discount of:
    Single Trip Travel Insurance 5%
    Annual Travel Insurance 5%
    Car Insurance 5%
    Motorcycle Insurance 5%
    When the Customer who does not have an “in force” policy uses his/her own Buddy ID for the purchase of: Entitles the Customer to a discount of:
    Single Trip Travel Insurance 5%
    Annual Travel Insurance 5%
    Car Insurance 5%
    Motorcycle Insurance 5%
    When the Customer who has an “in force” policy uses his/her own Buddy ID for the purchase* of: Entitles the Customer to a discount of:
    Single Trip Travel Insurance 5%
    Annual Travel Insurance 10%
    Car Insurance 10%
    Motorcycle Insurance 10%

    This insurance policy must not, at the time of purchase, cover the same risks and subject matter as any of the Customer's existing "in force" policy with Budget Direct Insurance (where Customer is the policyholder).

General

  1. The discounts given through the Referral Programme will apply on top of any existing promotions, discounts, offers, vouchers, rebates or privileges.
  2. The incentives enjoyed under the Referral Programme do not apply to any renewal, endorsement, extension, shortening or cancellation of any existing policy of the Customer.
  3. There is no limit to the number of New Customers a Customer can refer. For example, if a Customer successfully refers 10 New Customers, then the Customer is eligible to receive 10 times, the referral reward being S$200 worth of e-shopping vouchers.
  4. A Customer who has successfully referred a New Customer will receive an email from Budget Direct Insurance with a link (which must be activated by the Customer within 3 months of the date of our email received or the redemption date stated in our email, whichever is earlier) to access the referral reward of e-shopping vouchers worth S$20. Budget Direct Insurance will email the link to the Customer’s email address in our records within 30 days after the start date of the New Customer’s Policy.
  5. The Customer shall ensure that his/her email address linked to the Customer’s Buddy ID is correct and up-to-date. If the email address provided by the Customer is incorrect or invalid in any way, Budget Direct Insurance is not obliged to re-send the email with the link to the e-shopping vouchers. If the Customer does not activate the link by the redemption date indicated in the email, Budget Direct Insurance is not obliged to re-activate the link for the Customer to access the referral reward. If the Customer does not receive the email with the link to the e-shopping vouchers, the Customer should call our Customer Care Centre at +65 6221 2111 for assistance.
  6. The terms and conditions of this Referral Programme may be amended by Budget Direct Insurance at any time without notice or incurring liability to any party.
  7. The decision of Budget Direct Insurance on all matters relating to the Referral Programme is final. Any updates to these terms and conditions will be published on budgetdirect.com.sg.