Bring A Buddy

Bring a Buddy

Refer a friend to buy an annual policy and get a $20 e-shopping voucher. Your buddies will each get up to $50* in e-shopping vouchers with any policy they buy. It's a win-win!

If you refer a friend, and they buy their insurance from us, you both win!

Ready to Bring a Buddy?

If you are or were a Budget Direct Insurance customer, simply log into Policy Manager to retrieve your Buddy ID Referral Link.

Got a Friend’s Buddy ID?

Get a quote from us via your friend’s Buddy ID Referral Link. Or, provide your friend's Buddy ID when you get a quote from us. You’ll get up to $50 in e-shopping vouchers if you buy any policy. Your friend gets a $20 e-shopping voucher if you buy a Car, Motorcycle or Annual Travel policy. Simple!

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How does the Bring a Buddy Programme work?

Share your unique Buddy ID Referral Link with friends.

Buy

Friends use your Buddy ID Referral Link to buy Car, Motorcycle or Travel insurance.

You Both Win!

You get a $20 e-shopping voucher for every friend who buys a Car, Motorcycle or Annual Travel policy via your Buddy ID Referral link. Your friend gets up to $50 in e-shopping vouchers for their first-time purchase of any policy from us.

Get rewarded for buying your first Budget Direct Insurance policy and the next one!

If you are using your friend’s Buddy ID Referral Link to buy a policy from us for the first time, you’ll receive up to S$50 in e-shopping vouchers.

Using your friend's Buddy ID Referral Link for your first-time purchase of:	Premium (after GST and applicable discount)	Entitles you to e-shopping vouchers worth:
Car Insurance	$800 or more	$50
Car Insurance	Less than $800	$20
Motorcycle Insurance	Any premium amount	$20
Annual Travel Insurance	Any premium amount	$10
Single Trip Travel Insurance	$30 and more	$5

Already got a Budget Direct Insurance policy?

If you have a Buddy ID, you’ll receive e-shopping vouchers when you buy more policies from us. Find out how you can get up to $50 in e-shopping vouchers with your next insurance policy here.

Just remember to use your Buddy ID when you buy your next policy from us! You can retrieve your Buddy ID by logging into Policy Manager. It’s simple!

Do I get e-shopping vouchers when using my friend’s Buddy ID to purchase a single trip travel policy?

Yes! If you are purchasing an insurance policy for the first time from us, you’ll receive a $5 e-shopping voucher when you provide your friend’s Buddy ID or use your friend’s Buddy ID Referral Link to purchase a single trip Travel insurance policy (with a premium of $30 or more).

How do I get my $20 e-shopping voucher?

Share your Buddy ID Referral Link with your family and friends, and if they buy any Car, Motorcycle or Annual Travel insurance policy from us using your Buddy ID, they get up to $50 in e-shopping vouchers and you get an e-shopping voucher worth $20.

I referred a friend to buy Single Trip Travel Insurance with you. Why haven’t I received an e-voucher under your Bring a Buddy promotion?

Existing customers will receive an e-voucher (Referral Reward) for any ANNUAL policy purchased by their buddy. This doesn’t apply to Single Trip Travel. Do note, your friend will receive a $5 e-voucher reward if their Single Trip Travel policy has a premium of $30 and above after GST and any discounts.

Where can I get my Buddy ID from?

If you have bought a policy from Budget Direct Insurance before, you’ll be given a unique Buddy ID and Buddy ID Referral Link which you can retrieve when you log in to Policy Manager. You can also call our Buddy ID helpline at +65 6221 2111 for assistance.

If you are not yet a customer of Budget Direct Insurance, you can get a Buddy ID by purchasing a policy from us at Budget Direct Insurance.

How can my friends use my Buddy ID?

Your friends have to get a quote and buy a Car, Motorcycle or Travel policy online via your Buddy ID Referral Link. Alternatively, if they get a quote over the phone or in person at our Customer Care Centre, they can provide your Buddy ID to their attending Customer Care Executive.

How can I promote my Budget Direct Insurance Buddy ID Referral Link to friends?

Any way you like! Post it on your own Facebook, Twitter, LinkedIn, Instagram, Pinterest account. Put it in your email signature. Share it with everyone you know. The choice is yours.

There’s no limit to how many times you or your friends can use your Buddy ID.

So don’t just tell one friend, tell everyone!

How will I know if my referral is successful?

We will notify you via email sent to your email address linked to your Buddy ID when there is a successful referral using your Buddy ID. The email will be sent to you within 30 days after the start date of the annual policy bought by your friend. This gives your friend time to review their insurance policy and make any changes if required.

If you do not receive our notification email by such date, please call our Customer Care Centre at 6221 2111 for assistance.

How do I access my e-shopping vouchers?

From our successful referral notification email sent to you, you can click on the link to access your e-shopping vouchers in your Policy Manager anytime via our Budget Direct Insurance website.

Remember to click on the redemption link shown in your Policy Manager to redeem the e-voucher before the link’s expiry date. Once you have redeemed your e-shopping voucher, you have up to 12 months in which to spend it.

More information on accepting your e-shopping voucher here.

What happens to my Buddy ID if I no longer have an existing policy with Budget Direct Insurance?

Don’t worry, you can still use your Buddy ID to buy policies for yourself and enjoy e-shopping voucher rewards for your additional policies. You can also still share your Buddy ID Referral Link to refer friends and family (your buddies). If a referral is successful, we will send you a notification email and your buddies will be eligible to get up to $50 in e-shopping vouchers and you’ll still get a $20 e-shopping voucher for any annual policy that a buddy buys. You can access your e-shopping vouchers by logging in to your Policy Manager and redeem them before the redemption link’s expiry date.

So, to ensure you receive our notification emails, remember to update us when there’s a change to your email address linked to your Buddy ID. Your Buddy ID lasts a lifetime!

Why is there no longer a premium discount when I use my/my friend’s Buddy ID to buy a policy?

We have replaced the premium discount with e-shopping vouchers for customers who buy using a Buddy ID.

Please note, the e-shopping vouchers are rewarded to customers who created a quote via a friend’s Buddy ID Referral Link from 26 August 2022 onwards.

Policy purchase based on quotations created using a friend’s Buddy ID Referral Link before 26 August 2022 will still receive a 5% discount off their premium for any Car, Motorcycle or Travel insurance policy.

We recommend you check your quotation details or call our Customer Care team at 6221 2111 if you have any questions.

Terms and Conditions - Bring a Buddy Programme

The terms and conditions set out below apply to the Budget Direct Insurance Bring a Buddy Programme (the “Referral Programme”):

Rewards for referring a Buddy

The Referral Programme encourages all customers who have purchased an insurance policy from Budget Direct Insurance before (collectively, “Customers”, and each a “Customer”) to invite new customers to purchase insurance products from Budget Direct Insurance.
When a Customer successfully refers friends and family (collectively, “Buddies”, and each a “Buddy”) who purchase a Car, Motorcycle or Travel Insurance policy from Budget Direct Insurance (“Policy”), the Buddy is eligible to get up to $50 in e-shopping vouchers for any policy bought from Budget Direct Insurance (“Buddy Reward”). The Customer receives $20 in e-shopping vouchers (“Referral Reward”) for any annual policy purchased by the Buddy.
Subject to Budget Direct Insurance’s underwriting criteria and requirements, a referral of a Buddy by the Customer is considered successful only where:
1. the Buddy has never bought a policy from Budget Direct Insurance before;
2. the Buddy uses the Customer’s Buddy ID to buy a Policy by:
  1. getting a quote for the Policy online via the unique Buddy ID Referral Link received from the Customer; or
  2. providing the Customer’s Buddy ID to the Buddy’s attending Customer Care Executive when getting a quote for the Policy over the phone or in person at our Customer Care Centre prior to payment for the Policy; and
3. the Buddy buys a Policy, and such Policy is not cancelled before the start date of the Policy.
An individual previously or currently insured under a policy issued by Budget Direct Insurance (each, a “Previous Policy” and “Previous Policies” shall mean all of them) will be considered as a Buddy who has never bought a policy from Budget Direct Insurance before where:
1. the individual was not a policyholder in any of the Previous Policies; and
2. the individual buys a new Policy as policyholder, through the Referral Programme.

When, via a Customer's Buddy ID Referral Link or providing a Customer’s Buddy ID, the Buddy makes a first-time purchase of:	Premium (after GST and applicable discount)	Buddy receives e-shopping vouchers worth:
Car Insurance	$800 or more	$50
Car Insurance	Less than $800	$20
Motorcycle Insurance	Any premium amount	$20
Annual Travel Insurance	Any premium amount	$10
Single Trip Travel Insurance	$30 and more	$5

General

The incentives given through the Referral Programme will apply on top of any existing promotions, discounts, offers, vouchers, rebates or privileges (except for discounts under Budget Direct Insurance’s Affinity ID Programme).
There is no limit to the number of Buddy referrals a Customer can make. For example, if a Customer successfully refers 10 Buddies, the Customer is eligible to receive the Referral Reward 10 times, being $200 worth of e-shopping vouchers.
A Customer who has successfully referred a Buddy, and a Buddy who has been successfully referred, will each receive an email from Budget Direct Insurance containing a notification to log in to their Policy Manager to redeem their e-shopping vouchers before the redemption link’s expiry date shown on Policy Manager. Budget Direct Insurance will send the notification email to the Customer’s and the Buddy’s email address in our records within 30 days after the start date of the Buddy’s Policy.
Budget Direct Insurance is not obliged to re-send the notification email if the Customer’s email address linked to the Customer’s Buddy ID or the email address provided by the Buddy is incorrect or invalid. If the Customer or the Buddy does not redeem the e-shopping vouchers by the redemption link’s expiry date shown on their respective Policy Manager, Budget Direct Insurance is not obliged to re-activate the redemption link for redemption of the e-shopping vouchers.
The terms and conditions of this Referral Programme may be amended by Budget Direct Insurance at any time without notice or incurring liability to any party.
The decision of Budget Direct Insurance on all matters relating to the Referral Programme is final. Any updates to these terms and conditions will be published on budgetdirect.com.sg.