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Car Insurance Optional Covers

Choose the cover that suits you and your budget.

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Optional Covers

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Bring  A Buddy

Car insurance due? Pay Less or get $100

If your renewal premium with your current insurer is cheaper than our premiums for the same level of cover, we’ll give you $100 even if you don't buy. Find out more.
Bring  A Buddy

Bring A Buddy

You get S$20 in shopping vouchers for every buddy you refer and who buys an annual policy from us, and your buddy will enjoy a 5% discount on that policy. Find out more.

Add more cover with these useful Optional Covers

A few dollars more will get you the added benefit of 24 Hours Roadside Assistance. If your car breaks down, gets a flat tyre, flat battery, runs out of petrol or you lose your keys, we’ll be there for you 24/7.

You can take out extra cover if you travel to Malaysia or Thailand. Our Optional Covers have something for every driver.

Here are the Optional Covers you can choose with our 3 policies.

Benefit Comprehensive Third Party Fire and Theft Third Party Only
Personal Accident
Medical Expenses
No Claim Discount (NCD) Protector
Overseas Emergency Allowance
24 Hours Roadside Assistance
Transport Allowance (for fire or theft claim only)
Modifications and Accessories (for fire or theft claim only)
Any Workshop (for fire or theft claim only)
Singapore Only
Windscreen Add-on

This is a summary, please see the Car Insurance Product Disclosure Document for more details.

Personal Accident
If the driver is injured or killed in an accident involving your car, then we will pay out up to S$100,000. Choose the amount of cover you want from S$20,000, S$50,000 and S$100,000.

Medical Expenses
If you or your passengers need medical attention following your car accident, then we will pay your expenses up to S$500 per person. 

No Claim Discount (NCD) Protection
You can make one claim a year without affecting your No Claim Discount. Applies to those who have an NCD of 30% or more.

Overseas Emergency Allowance
Driving overseas to Malaysia or Thailand? We’ll get you home in the event of an accident. We’ll pay up to S$1,000 for towing and S$200 per person plus emergency phone calls up to S$100. If you or your passengers are seriously injured and need to be evacuated we'll pay up to S$25,000 per person.

24 Hours Roadside Assistance
If you don’t want to be stranded by a breakdown, flat tyre, flat battery or anything else, our 24 Hours Roadside Assistance will be there for you.

Transport Allowance
If your car is damaged or lost, our transport allowance benefit will pay out S$50 per day for up to 10 days per accident (maximum 20 days per policy term).

Any Workshop
Opt to have your car repaired at a workshop of your choice.

Modifications and Accessories
We’ll repair or replace damaged or stolen car parts that are LTA compliant, declared to and accepted by us.

Singapore Only
Gives you a discount of 5% if you drive your car in Singapore only.

Windscreen Add-on
We will cover you for up to two claims on your windscreen or windows per policy period.

More ways you can benefit

Cut costs without cutting back on your insurance! Here are ways you can enjoy big savings.

Go Paperless
Your premium will be S$20 (before GST) cheaper if you opt to go paperless. All your documents will be sent via email and you can also retrieve them from the Policy Manager.

Opt for Singapore Only cover
Want cover just for Singapore? You’ll get a discount on your insurance premium. A smart way to cut down your costs.

Off-Peak Car Discount
Reduce your premium if you drive an off-peak car.