Blog / Car Insurance
Meet the Winners of the Pay Less or Pay Nothing Challenge
At Budget Direct Insurance, we’ve built a reputation for offering some of the most budget-friendly car and motorcycle insurance premiums in Singapore. With thousands of customers rating us 4.7 out of 5 stars, we’ve proudly secured the Feefo Platinum Trusted Service Award for seven consecutive years. Don’t just take our word for it – visit Feefo, the world-leading independent reviews platform, to see what our satisfied customers have to say, unfiltered and unedited!
The Pay Less or Pay Nothing Challenge
At Budget Direct Insurance, we've never been afraid to do things differently. The Pay Less or Pay Nothing Challenge was a bold campaign designed to back up our commitment to competitive pricing with action.
The promotion encouraged motorists to compare their renewal premiums against a comparable Budget Direct Insurance quote, demonstrating our belief that getting great cover at a great price shouldn't be a challenge.
Meet fellow drivers in Singapore who took the challenge and scored free car insurance on us.
Being a former customer with Budget Direct, I knew they provided excellent coverage at a good price. I've already recommended Budget Direct to friends and family, and my dad is currently a satisfied customer. The process was straightforward, and I encourage others to take advantage of their great deals.
James Q.
2019 BMW 2 Series
Having heard that Budget Direct Insurance offers the best price and coverage, I decided to take up the challenge. The entire experience was seamless, and the call centre agent provided excellent assistance. I'm more than happy to recommend Budget Direct Insurance. Absolutely!
Muzaid Ali
2011 Audi A4
The savings from not having to pay for insurance this time around will be allocated to covering baby expenses, as my family is expecting. It's incredibly useful for us! Entering the contest was remarkably easy. I've already recommended it to friends and family, and I'll continue to do so!
Raymond D.
2015 Volkswagen
My goal was to save on costs, and your Customer Care, Raj, recommended the promo, providing excellent support throughout the documentation process. I plan to allocate the money saved from not paying for insurance this time towards car maintenance and repair costs.
Siro Tan
2010 Mercedes Benz E-Class Coupe
Your Customer Care officer suggested I take up the challenge, and since I had all the necessary documents, I decided to participate. With the money saved from not having to pay for insurance this time, I plan to set it aside for expenses. I would definitely recommend Budget Direct Insurance.
Teo L. S.
2019 Toyota Vellfire
My Personal Assistant informed me about this Budget Direct Insurance Challenge and winning it was a delightful surprise. I plan to save the money I’m not spending on insurance for next year’s coverage. I would definitely recommend Budget Direct Insurance to friends and family.
Yip P. L.
2014 Infiniti Q50
It was easy to enter the challenge and get a quote. I had all my renewal documents ready as I was ready to compare quotes and get the best deal. I am now a true believer!
GLEN LIM
2020 Seat Ateca
Upon my sister's recommendation, I decided to take on the Budget Direct Insurance Challenge. Winning free car insurance for a year is a substantial saving, and I was pleasantly surprised to win!
TAN L.L.
2019 BMW 2 Series
Being a former customer with Budget Direct, I knew they provided excellent coverage at a good price. I've already recommended Budget Direct to friends and family, and my dad is currently a satisfied customer. The process was straightforward, and I encourage others to take advantage of their great deals.
James Q.
2019 BMW 2 Series
Having heard that Budget Direct Insurance offers the best price and coverage, I decided to take up the challenge. The entire experience was seamless, and the call centre agent provided excellent assistance. I'm more than happy to recommend Budget Direct Insurance. Absolutely!
Muzaid Ali
2011 Audi A4
The savings from not having to pay for insurance this time around will be allocated to covering baby expenses, as my family is expecting. It's incredibly useful for us! Entering the contest was remarkably easy. I've already recommended it to friends and family, and I'll continue to do so!
Raymond D.
2015 Volkswagen
My goal was to save on costs, and your Customer Care, Raj, recommended the promo, providing excellent support throughout the documentation process. I plan to allocate the money saved from not paying for insurance this time towards car maintenance and repair costs.
Siro Tan
2010 Mercedes Benz E-Class Coupe
View More Winners
A friend recommended the challenge, and as someone looking for a new car insurance provider, I thought, why not? Winning means I can use the savings for a year-end trip to Japan with my family. Budget Direct Insurance is now my favourite insurer!
OH K.P.
2020 BMW 2 Series
As an ex-Budget Direct customer, I remembered the Pay Less Challenge from years ago. This time, I decided to switch and try the challenge. While I haven't thought about plans for the saved money, getting free insurance is a great win for me.
REGGIE KOH
2017 Volvo V40
While searching for renewal car insurance on Google, I discovered Budget Direct. A call from customer service introduced me to the challenge, and although I don't have plans for the savings yet, I found the website easy to use and will recommend it to my friends.
TAN B.L.
2015 BMW 1 Series
My wife directed me to the website, and after getting a quote, customer service informed me about the challenge. I still can’t believe I won. I plan to save the money for next year's insurance. The quote journey was not complicated, and customer service was very helpful.
TEO K.S.
2020 Audi A4
With my renewal due, I saw the challenge banner on the website and decided to try it out after a call from the very professional Raj. Sceptical at first, I'm glad I won, and I appreciate the smooth process and assistance.
EDDY LAU
2015 Volvo S80
View More Winners
Your Customer Care officer suggested I take up the challenge, and since I had all the necessary documents, I decided to participate. With the money saved from not having to pay for insurance this time, I plan to set it aside for expenses. I would definitely recommend Budget Direct Insurance.
Teo L. S.
2019 Toyota Vellfire
My Personal Assistant informed me about this Budget Direct Insurance Challenge and winning it was a delightful surprise. I plan to save the money I’m not spending on insurance for next year’s coverage. I would definitely recommend Budget Direct Insurance to friends and family.
Yip P. L.
2014 Infiniti Q50
It was easy to enter the challenge and get a quote. I had all my renewal documents ready as I was ready to compare quotes and get the best deal. I am now a true believer!
GLEN LIM
2020 Seat Ateca
Upon my sister's recommendation, I decided to take on the Budget Direct Insurance Challenge. Winning free car insurance for a year is a substantial saving, and I was pleasantly surprised to win!
TAN L.L.
2019 BMW 2 Series
A friend recommended the challenge, and as someone looking for a new car insurance provider, I thought, why not? Winning means I can use the savings for a year-end trip to Japan with my family. Budget Direct Insurance is now my favourite insurer!
OH K.P.
2020 BMW 2 Series
As an ex-Budget Direct customer, I remembered the Pay Less Challenge from years ago. This time, I decided to switch and try the challenge. While I haven't thought about plans for the saved money, getting free insurance is a great win for me.
REGGIE KOH
2017 Volvo V40
While searching for renewal car insurance on Google, I discovered Budget Direct. A call from customer service introduced me to the challenge, and although I don't have plans for the savings yet, I found the website easy to use and will recommend it to my friends.
TAN B.L.
2015 BMW 1 Series
With my renewal due, I saw the challenge banner on the website and decided to try it out after a call from the very professional Raj. Sceptical at first, I'm glad I won, and I appreciate the smooth process and assistance.
EDDY LAU
2015 Volvo S80
My wife directed me to the website, and after getting a quote, customer service informed me about the challenge. I still can’t believe I won. I plan to save the money for next year's insurance. The quote journey was not complicated, and customer service was very helpful.
TEO K.S.
2020 Audi A4
^Based on an independent consumer research study. Comparison based on each insurer's base plan with no add-ons. Coverage features may differ. More details at valuechampion.sg/budget-direct-insurance-review.
Disclaimer: This article is accurate as of the time it was published on the date stated above. Any change to its content since then has not been updated.

