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Meet the Winners of the Pay Less or Pay Nothing Challenge

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At Budget Direct Insurance, we’ve built a reputation for offering some of the most budget-friendly car and motorcycle insurance premiums in Singapore. Just ask Value Champion, a renowned consumer research firm that has consistently found us to provide the lowest^ premiums on Comprehensive Car and Motorcycle Insurance for safe riders over the past five years.

We’re committed to helping Singaporeans save on top-notch insurance while maintaining our award-winning customer service. With thousands of customers rating us 4.7 out of 5 stars, we’ve proudly secured the Feefo Platinum Trusted Service Award for four consecutive years. Don’t just take our word for it – visit Feefo, the world-leading independent reviews platform, to see what our satisfied customers have to say, unfiltered and unedited!

The Pay Less or Pay Nothing Challenge

Allow us to introduce the Budget Direct Insurance Pay Less or Pay Nothing Challenge! We’re so confident in our competitive pricing that we’ve thrown down the gauntlet to motorists across Singapore. Here’s the deal: if your current car renewal notice is cheaper than a quote from us for the same level of coverage, you’ll enjoy FREE car insurance on us. It’s as simple as that.

Meet the Winners

Congratulations to these savvy drivers who took the challenge and scored FREE car insurance on us:


It was easy to enter the challenge and get a quote. I had all my renewal documents ready as I was ready to compare quotes and get the best deal. I am now a true believer!

2020 Seat Ateca


At first, I thought it was a hoax! But I just tried the challenge as I thought I had nothing to lose anyway. At the most, I would get free car insurance for a year which is big savings for me. I was surprised to win!

2017 Toyota Harrier


Upon my sister's recommendation, I decided to take on the Budget Direct Insurance Challenge. Winning free car insurance for a year is a substantial saving, and I was pleasantly surprised to win!

2019 BMW 2 Series


A friend recommended the challenge, and as someone looking for a new car insurance provider, I thought, why not? Winning means I can use the savings for a year-end trip to Japan with my family. Budget Direct Insurance is now my favourite insurer!

2020 BMW 2 Series


As an ex-Budget Direct customer, I remembered the Pay Less Challenge from years ago. This time, I decided to switch and try the challenge. While I haven't thought about plans for the saved money, getting free insurance is a great win for me.

2017 Volvo V40


While searching for renewal car insurance on Google, I discovered Budget Direct. A call from customer service introduced me to the challenge, and although I don't have plans for the savings yet, I found the website easy to use and will recommend it to my friends.

2015 BMW 1 Series


With my renewal due, I saw the challenge banner on the website and decided to try it out after a call from the very professional Raj. Sceptical at first, I'm glad I won, and I appreciate the smooth process and assistance.

2015 Volvo S80


My wife directed me to the website, and after getting a quote, customer service informed me about the challenge. I still can’t believe I won. I plan to save the money for next year's insurance. The quote journey was not complicated, and customer service was very helpful.

2020 Audi A4

Are you up for the Budget Direct Insurance Pay Less Challenge?


Pay Less or get it FREE*!

Beat our price and your car insurance is on us*.
Get a super-quick car insurance quote today.

*Terms and conditions apply.

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Hassle-free insurance

  • We make it super-fast and simple for you to get a quote in under 30 seconds. And remember to use Myinfo to pre-fill your personal details. It’s speedy and more secure.
  • Don’t worry if you’re not quite ready to buy your insurance just yet. As long as our Pay Less or Pay Nothing* Challenge is still on, you can get a quote from us 60 days prior to your policy’s start date.
  • If you’re not ready to buy or renew your policy in the next 60 days, you can leave your details and we’ll send you a reminder when it’s nearer your renewal date. Find out more.

Curious about past champions? Meet the winners from our previous Pay Less promo– the Pay Less or Get $100 Challenge.

^Based on an independent consumer research study. Comparison based on each insurer's base plan with no add-ons. Coverage features may differ. More details at valuechampion.sg/budget-direct-insurance-review.

Wherever you go, whatever you do, remember it’s vital to have good
Car Insurance.
Get a quick quote today and see how much you can save.

Check out award-winning Budget Direct Insurance for your best deal.

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