Pay Less for Car Insurance
or Get $100*, Even If You Don’t Buy!

The Pay Less Challenge is only available to individuals (each, an “Applicant”):

1. who are ready to renew their Comprehensive car insurance policy with another Singapore-based insurer and have not yet paid the renewal premium for their policy, and “ready to renew” shall refer to the window period for renewal which is 60 days before the expiry date of their current policy;
2. whose vehicle to be insured must not have been previously insured by Budget Direct Insurance within 60 days of the date of the Applicant’s submission of the Verification Documents described below;
3. who have obtained a customised quote on Budget Direct Insurance's website at budgetdirect.com.sg or by calling Budget Direct Insurance's customer care team at 6221 2111. Mondays to Fridays, 9am to 8pm and Saturdays, 9am to 3pm (Closed on Sundays and public holidays); and
4. whose current policy to be renewed, insurance application to, and quote from Budget Direct Insurance or other Singapore-based insurer fulfil the following criteria:
   • the Main Driver in the policy is 35 years old and above;
   • each of the policy’s Named Driver(s), if any, is 25 years old and above, and holds a valid driving licence for more than 2 years;
   • the applicable No Claim Discount is 30% and above;
   • the car usage is Private and Commuting Use; and
   • each of the Main Driver and the Named Driver(s) has not been involved in any accident or claim (including any “not at fault” accident/claim) within the 3 years preceding the start date of the policy to be renewed.

To participate in the Pay Less Challenge, the Applicant must email the following documents (collectively called “Verification Documents”) to [email protected] at Budget Direct Insurance:

1. the full details of their policy renewal documents from their current insurer (“Renewal Notice”) OR
2. a quote for a comprehensive car insurance policy from any other Singapore-based insurer (“Comparative Quote”) for their policy renewal; AND
3. their current insurance policy schedule and certificate of insurance; as well as
4. any other information that Budget Direct Insurance may require.

By submitting the Verification Documents, the Applicant agrees to the following:

1. the Verification Documents must be genuine, complete and up-to-date, so that an accurate comparison of the Applicant's current policy cover or the Comparative Quote's policy cover, and the benefits and cover offered by Budget Direct Insurance can be made;
2. the Verification Documents must be received by Budget Direct Insurance by 23:59 hours on 31 March 2023;
3. the Applicant authorises and grants Budget Direct Insurance the right to collect, use and process his/her name, NRIC/FIN number, email address and other personal details contained in the Verification Documents, for the purpose of verifying the Applicant's renewal/quote policy proposal details and the administration of the Pay Less Challenge.