Car Insurance Due? Pay Less or
Pay Nothing*!

Beat our price, and your car insurance is on us*.

Get a Quote

Car Insurance Due?
Pay Less or
Pay Nothing*!

Beat our price, and your car insurance is on us*.

Get a Quote

Here’s how to join the Pay Less or Pay Nothing Challenge


Get a Budget Direct Insurance quote for a Comprehensive Car Insurance policy online or over the phone at 6221 2111.


If your current renewal price is cheaper than our quote for the same level of cover, then email us your insurer’s renewal notice. Email: [email protected]


If we verify that your insurer's quote is cheaper than ours, you’ll get FREE* insurance from us. Simple!

Who is eligible?

  • Your policy’s Main Driver is 35 years old and above.

  • Each Named Driver in your policy (if any) is 25 years old and above and has held a valid driving licence for more than 2 years.

  • Your No Claim Discount (NCD) is 30% or more. 

  • Your car usage is Private and Commuting Use.

  • The Main Driver and Named Driver(s) have not been involved in an accident or claim (including any “not at fault” accident/claim) within the 3 years preceding the policy start date. 

*Terms and conditions apply. 


Singapore’s Cheapest^ Comprehensive Plan for Car Insurance

Singapore Cheapest Comprehensive Car Insurance
Budget Direct
Singlife with Aviva
Great Eastern
Premiums include default promotions as at (27/05/2022) valuechampion

Driver profile: 45-year-old married male with 5 years of driving experience and a 50% NCD, driving a 2020 Toyota Harrier Hybrid 2.5.

Source: ValueChampion consumer research study. Comparison based on each insurer’s base plan with no add-ons.

We’ve been offering Singapore’s Cheapest^ Comprehensive Car Insurance plans for five years in a row, according to an independent study by Value Champion.

^For more details, visit

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Not Ready to Buy?

If your policy is not due for renewal in the next 60 days, please leave your details and we will send you a reminder when your renewal is approaching.

Meet Our Winners

Meet Our Winners

The Drivers who Scored FREE* Car Insurance

Congratulations to these savvy drivers who took the challenge and scored FREE* car insurance on us.

Find out more

Comprehensive Car Insurance

Justin did a very good job to explain the details of my car insurance package! Keep it up!

- Trusted Customer -

Third Party Fire and Theft Car Insurance

Sales consultant, Mr Joey was patience and able to provide me the best coverage with reasons. Though optional, it makes sense to take up. Thanks.

- Trusted Customer -

Third Party Only Car Insurance

Able to provide Comprehensive, 3rd Party and 3rd party with fire and thief policies and premium for comparison.

- Trusted Customer -

Comprehensive Car Insurance

Very nice and fast service.

- NAY -

Comprehensive Car Insurance

Kavina is friendly, helpful and extremely patient. She is persistent and follow-up closely with all my queries. She is also very professional with her responses and she knows her job well and very informative.

- Trusted Customer -

You may want to know what others think about our services and products before deciding to buy with us.

Here are all the reviews, unfiltered and unedited, from customers who have shared their feedback with us.

All Car Insurance is rated 4.6 out of 5 by 4659.

Want to Pay Less with Budget Direct Insurance?