Terms and Conditions for Budget Direct Insurance
Affinity Programme

The terms and conditions set out below apply to the Affinity Programme of Budget Direct Insurance (also referred to below as “Budget Direct”, “we”, “our” or “us”):

  1. Participants in Budget Direct’s Affinity Programme (“Affinity Programme”) will be issued an Affinity ID (“Affinity ID”) and encouraged to share the Affinity ID with their members, users or audience who will be rewarded with e-shopping vouchers when they buy any policy from us using the Affinity ID (“Affinity Reward”).
  2. The Affinity Reward is only available to customers (each, an “Eligible Customer”):

    1. who use the Affinity ID to purchase a NEW car, motorcycle or travel policy (“Policy”) from Budget Direct Insurance; and
    2. whose insurance application is validated and premium payment is accepted by us and the Policy is not cancelled before the start date of that Policy.
  3. Only vehicles registered in Singapore may be insured under Budget Direct’s car and motorcycle insurance policies and only residents of Singapore may be insured under Budget Direct’s travel insurance policies. For other terms and conditions of our insurance policies, please refer to the Product Disclosure Document for car, motorcycle and travel insurance policies that are currently published on our website, prior to purchase of the Policy.
  4. To use the Affinity ID, the Eligible Customer should:

    1. scan the QR code that we have provided to our Affinity Programme participants to obtain a quote for the Policy online (and the Affinity ID will be applied at the online checkout of the Policy purchase); or
    2. provide the Affinity ID to our Customer Care Executive when getting a quote for the Policy over the phone or in person at our Customer Care Centre.
  5. Upon our validation of the provided details and application of the Affinity ID to the purchase of the Policy, the Eligible Customer will be eligible to receive e-shopping vouchers as described below:

    Product Type Policy Premium
    (after discounts, incl. GST)
    e-shopping voucher
    Car S$800 and above S$50
    Below S$800 S$20
    Motorcycle Any premium amount $20
    Travel - Annual Any premium amount S$10
    Travel - Single S$30 and above S$5
  6. Use of the Affinity ID is deemed acceptance by the Eligible Customer of the terms and conditions of our Affinity Programme and by submitting the Affinity ID, each Eligible Customer agrees to our Privacy Policy (available at https://www.budgetdirect.com.sg/privacy-policy) and authorises Budget Direct to collect, use, store and process the personal particulars submitted for the purposes of verifying his/her eligibility to receive the Affinity Reward and communicate marketing materials about our products and services.
  7. We will apply our standard underwriting criteria and requirements to all insurance applications and reserve the right, at any time, to reject, in full or in part, any insurance application for purchase of a Policy.
  8. Eligible Customers who have successfully purchased the Policy from us, will receive an email with a notification to log in to their Policy Manager to redeem the e-shopping voucher. Eligible Customers acknowledge that they are responsible for redemption of their e-shopping voucher before the redemption link’s expiry date shown on their Policy Manager and accept that their use of the e-shopping voucher is subject to the terms and conditions of the participating merchant(s) providing the e-shopping voucher.
  9. Budget Direct shall be entitled to determine the participating merchant(s) where the Affinity Reward can be used and reserves the right to remove the Affinity Reward if the Affinity ID is no longer available or valid.
  10. The Affinity Reward:

    1. is non-transferable and non-exchangeable for cash, credit or any other item;
    2. does not apply where there is any renewal, endorsement, extension, shortening or cancellation of any existing policy of the Eligible Customer;
    3. may, unless otherwise stated, apply on top of our prevailing promotions published on budgetdirect.com.sg/promotions; however the Affinity Reward cannot be enjoyed with any incentive/reward/discount (such as Buddy ID or Corporate Affinity ID) under our Bring a Buddy and corporate programmes; and
    4. is available only if the Affinity ID is applied at the point of purchase of the Policy. Budget Direct will not retrospectively allow the Affinity Reward should an Eligible Customer fail to apply or disclose the Affinity ID when purchasing the Policy.
  11. All employees of Budget Direct and their related companies, their immediate families, and persons living in the same household as the aforementioned individuals (whether related or not), are not eligible for the Affinity Reward.
  12. The terms and conditions of this Affinity Programme may be amended by us at any time without notice or incurring liability to any party.
  13. Our decision on all matters relating to the Affinity Programme is final.

The information in these terms and conditions is accurate as of 1 July 2023.