Got any questions?
Browse our frequently asked questions and you’ll probably find what you’re looking for.
You can call us at 62212111, Mondays to Fridays, 8am to 8pm and Saturdays, 9am to 3pm (excluding public holidays) or request a call back.
Car insurance due? Pay less or get $100.
Can Budget Direct Insurance offer you a cheaper premium for your car insurance renewal?
At Budget Direct Insurance, we offer Singaporeans quality comprehensive car cover at cheaper prices. In fact, we’re so confident that we offer great prices that if your renewal premium with your current insurer is cheaper than our premiums for the same level of cover, we’ll give you $100 even if you don't buy.
At Budget Direct Insurance we believe good drivers deserve cheaper insurance premiums. If you’re a good driver who hardly claims, you could be paying more than you should for your car insurance. Rather than subsidising bad drivers, we offer low-risk drivers cheaper premiums.
Ready to save more on your insurance?
We help Singaporeans get more out of their household budget by offering them lower premiums. If you want to make savings on your insurance, get a quote from Budget Direct Insurance, and if we can’t beat your current renewal offer for the same level of cover, we’ll give you $100.
Who is eligible to enjoy this offer?
The Main Driver and Named Driver(s) have not been involved in an accident or claim (including any “not at fault” accident/claim) within the 3 years preceding the policy start date
Main Driver is 35 years old and above
Each Named Driver, if any, is 25 years old and above and has held a valid driving licence for more than 2 years
Applicable No Claim Discount (NCD) is 30% or more
Car usage selected is Private and Commuting Use
Terms and Conditions
- Only vehicles registered in Singapore and only residents of Singapore may be insured under Budget Direct Insurance’s car insurance policies. For other terms and conditions of Budget Direct Insurance’s car policies, please refer to the Product Disclosure Document that is currently published on our website, prior to purchase of such policy.
- This offer is only available to customers (each, an “Eligible Customer”):
- who are renewing their Comprehensive car insurance policies with another Singapore-based insurer between 1 July 2020 and 30 September 2020 (dates inclusive) and have not yet paid for their policies;
- whose vehicle to be insured must not have been previously insured by Budget Direct Insurance within 60 days from the date of the Eligible Customer’s submission of the Verification Documents under this offer; and
- who have obtained a customised quote on our website at budgetdirect.com.sg or from our Customer Care team by calling 6221 2111, Mondays to Fridays from 8am to 8pm, or Saturdays from 9am to 3pm (excluding public holidays); and
- whose policy to be renewed fulfil the following:
- - the Main Driver is 35 years old and above;
- - each of the Named Driver(s), if any, is 25 years old and above, and holds a valid driving licence for more than 2 years;
- - the applicable No Claim Discount is 30% and above;
- - the type of car usage selected is Private and Commuting Use; and
- - each of the Main Driver and the Named Driver(s) has not been involved in any accident or claim (including any “not at fault” accident/claim) within the 3 years preceding the start date of the policy.
- Save as expressly stated otherwise in these terms and conditions, Budget Direct Insurance shall apply our standard underwriting criteria and requirements to all car insurance applications, and reserves the right to reject in full or in part, any car insurance application.
- All Verification Documents (including all renewal documents from the Eligible Customer’s current insurer) submitted to Budget Direct Insurance for verification:
- must be complete and up-to-date, so that an accurate comparison of policies and benefits can be made; and
- must be received by Budget Direct Insurance before 5pm on 30 September 2020 to be considered for this offer.
By submitting the Verification Documents, each customer agrees to authorise and grant Budget Direct Insurance the right to collect, use and process their name, NRIC/FIN number, email address and other personal details contained in these Verification Documents, for the purposes of verifying the customer's renewal policy proposal details provided and also for the administration of this promotion.
Our Customer Care team will advise you on the requirements for the Verification Documents.
- If Budget Direct Insurance verifies that our quoted premium is higher than an Eligible Customer’s renewal premium offered by his/her current insurer for the same level of cover, the Eligible Customer will receive $100 within 30 days from our receipt of the Verification Documents.
- Each Eligible Customer (as identified by their NRIC or FIN number) can only receive the $100 once during this promotion. Previous recipients of $100 under this or similar promotions are not eligible to participate in this offer.
- By accepting the $100, each Eligible Customer grants Budget Direct Insurance the right to use his/her name, written comments and the fact that he/she had won $100 under this promotion, for advertising, marketing and promotional purposes, without further compensation.
- This offer is not valid with any on-going or existing promotions, discounts, offers, vouchers, rebates or privileges.
- All employees of Budget Direct Insurance and their related companies, their immediate families, and persons living in the same household as the aforementioned individuals (whether related or not), are not eligible to participate in this offer.
- The terms and conditions of this offer may be amended by Budget Direct Insurance at any time without notice or incurring liability to any party.
- The decision of Budget Direct Insurance is final. Any updates to these terms and conditions will be published on budgetdirect.com.sg.