Comprehensive Car Insurance

Comprehensive car insurance covers your liability for damage or injury/death caused to others and their property. It also covers any damage to your car due to fire, theft, storms, floods and by accidents to your car.

Comprehensive auto insurance is the highest level of insurance you can get.

Here’s what you get with our Comprehensive Policy.

• Injury or death to someone else
  If you accidentally injure/fatally injure someone else in a car accident you will have unlimited cover.
• Damage to other people’s property
  If you damage someone else’s property in a car accident you’re covered for up to S$5,000,000.
• Legal costs against criminal charges
  We’ll pay your legal costs or expenses against criminal charges up to S$3,000 following an accident.
• Towing
  If your car needs to be towed after an accident you’re covered up to S$200 for tows in Singapore and S$500 for tows outside Singapore.
• Damage to your car if someone else crashes into you
  If someone else crashes into your car and damages it, we will either arrange for your car to be repaired, replaced or pay up to its market value.
• Damage to your car when it’s your fault
  You’re protected if you crash into another car, or you crash your car into something else.
• Damage by fire
  This plan will cover your car for any fire damage up to its market value.
• Damage or loss of your car due to theft
  We will pay up to the market value of your car.
• Damage by fallen trees, flood, storms or any other natural disaster
  If your car is damaged by fallen trees, accidental flooding, storms or any other natural disasters, we will either arrange for your car to be repaired, replaced or pay you up to its market value.
• Damage by vandals
  Damage to your car caused by vandals? Rest assured you’re covered.
• Damage to windscreen or windows
  We will pay out for cracks or damage to your car windscreen or windows beyond the windscreen excess.

This is a summary, please see the Car Insurance Product Disclosure Document for complete details.

You can save more by specifying who will drive your car. Adapt your cover to suit how your car is used and only pay for what you need. We have 2 driver plans. Learn more about Named Driver & Authorised Driver plans.

The more you use your car, especially during the day, the greater the chance of something happening to it. That's why it’s important to understand how often your car is being used. This helps us to provide the right level of cover. Read more about vehicle usage.

With a little extra, you can add 24-Hour Roadside Assistance to your policy. Whether your vehicle breaks down, gets a flat tyre, has a dead battery, runs out of fuel, or you’ve lost your keys, you can relax knowing we’ll be there for you—anytime, anywhere. You’ll never be left stranded. Additionally, our Optional Covers include a premium discount for driving within Singapore only or your choice of repair workshop.

Choose the benefits that fit your needs and budget, and get the coverage that’s right for your car.  

Explore all the Optional Covers available to customise your coverage.

Browse our frequently asked questions and you’ll probably find what you’re looking for.