Motorcycle Insurance Singapore

Motorcycle insurance is a must-have for every motorcycle owner in Singapore. Not only is it required by law, but it also provides financial protection in case of accidents or damage to the motorcycle. With a comprehensive motorcycle insurance policy, you can ensure that you are covered in case of unexpected events, such as theft, fire, or accidents. Additionally, motorcycle insurance provides benefits such as liability coverage.

In Singapore, motorcycle insurance coverage is mandatory, and it is essential to choose a policy that suits your needs and budget. With the right motorcycle insurance policy, you can ride with peace of mind, knowing that you are protected in case of any unexpected events.

We have three types of policies you can choose from for your motorcycle.

Third Party Only is the most basic plan and covers your legal responsibility for damage to other people’s property or bodily injury or death to other people caused by an accident involving your motorcycle. It doesn’t cover damage to your own motorcycle.

Third Party Fire and Theft covers the same as Third Party Only plus loss or damage to your motorcycle if it is stolen or catches fire.

Comprehensive covers the same as Third Party Fire and Theft plus any damage to your motorcycle up to its market value.

Under the Comprehensive and Third Party Fire and Theft plans, we insure your motorcycle up to its market value at the time of loss or damage.

We won’t insure riders who have had their licence suspended or revoked in the last 3 years. And we won’t insure those who have been rejected or declined by an insurer in the last 3 years. We don’t insure riders who have a DUI charge (riding while under the influence of alcohol or drugs).

Yes, we can certainly insure your motorcycle which is more than 10 years-old, no problem. It is our aim to make the cost of your bike ownership in Singapore as affordable as possible.

Getting a quick online quote is easy. Simply visit our website and follow the prompts to Get a Quote. Provide us with some basic information about yourself and your motorbike, and we will provide you with a quote in 30 seconds. After that, you can customise your quote by adding optional add-ons, such as 24-hour roadside assistance and personal accident cover.

Here are some tips for maximising your insurance:

• Choose a comprehensive policy that covers damage to your motorbike, theft, and third party liability.
• Consider adding optional add-ons, such as 24-hour roadside assistance and personal accident.
• Take advantage of discounts, such as the Singapore Only discount, which can save you up to 5% on your premium.
• Keep your motorbike in good condition and maintain a good driving record to qualify for lower premiums and maximise your No Claim Discount (NCD).
• If your NCD is 20%, consider purchasing a motorcycle policy that offers a No Claim Discount Protector which can protect your hard earned NCD.

Our policies are protected under the Policy Owners’ Protection Scheme, which is administered by the Singapore Deposit Insurance Corporation (SDIC). This scheme ensures that your coverage is secure without any additional action required from you. Click here for more information.